Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML
Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
Today, I discovered my mom has been using my credit card to buy everyone's Christmas presents. FML
Today, I found out my credit card was maxed out to the penny, all thanks to purchases made on an online wine store. Apparently my mother was thirsty enough to steal from her own son. FML
Today, I discovered my own mother has been stealing money from me for months when I opened my savings box to find it empty. FML
Today, all of my credit cards were frozen due to fraud. The culprit? My own mother. She rationalized it by saying I "owed" her for raising me. She didn’t even raise me. My grandma did. FML
Today, I found out why I haven't been getting my bank statements for the past couple of months. My parents have been hiding them from me, because they've been stealing from it. FML
Today, I had to dump my girlfriend because of tons of trust issues that kept reappearing. Shortly afterwards, my credit card disappeared and I got to experience my first identity theft. All within 24 hours. FML
Today, I hid my credit card from myself so I wouldn't use it. Now I can't find it. FML
Today, my sister stole my credit card, used it to rack up a small debt, then told my mom she will pay me back in the future one day, “happily”. But not right now because she has better things to spend her money on. FML
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Top comments
SweetieLish 0
Come on. Grow a pair and turn her in.
da_baddest_bitch 0
thats probably why she does what she does. If we didnt have consequences for breaking the law do you really think people would follow them as much as we do now?
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Comments (223)
BPislandgirl 0
That happened to me a few years ago, with loans in my name. It's probably the hardest situation you've ever been in, especially if your mother is telling you she loves you the entire time and comes up with excuses and uses guilt trips altogether... Finding about payments you're supposed to be making 6 months later when collection agencies start calling is no fun.
sapphyre13 0
this biiitch be trippiiiin
franwins0827 7
I don't know if I'd get her thrown in jail, but definitely make her pay for it. Lawsuit, if you have to. It horrifies me that someone would ruin their own child's credit like that.
freefrog 0
Just report her. You will also get in trouble so you should just get it over with.
JustJaredfied 0
Turn her in, it's for her own good
RaizeXidus 0
tl;dr other comments. I'd basically give her two options, correct the wrongdoings, or get turned in. Your life shouldn't have to suffer due to someone else making a poor decision. Tell her to fix it on her own, or go through that whole mess of having the identify theft mess dealt with legally. After all if it weren't for the fact that she's your mother, you wouldn't have a second thought about about dealing with it legally.
beeth 2
you're the asshole. have you ever seen what destroyed credit can do? turn her evil, corrupt ass in.
superstar2320784 0
Yo if she didn't care about you......charge her ass! then sue her!!!!!
T0xXx1k 0
i'm am so sorry the same thing happened to me. and then she escalated her life ruining stunts because i wouldn't do anything over any of it. my grandmother would cry and beg me not to. i almost went to jail over her stunts. she forged my information to lease a car and unbeknown-est to me also had a suspended license and in my car i got pulled over and hand cuffed on christmas day until they realized i wasn't her. i wish i would've done something about it the first time all of the horrible things that wouldn't have had a chance to happen if she knew i wasn't going to let her get away with it. good luck and i am so sorry this happened to you. it's one of those things i wouldn't wish on my worst enemy. it's been a decade now and i still haven't gotten it all straightened out x_x
Buggi_fml 0
**** that. She knew what she was doing and you are stting yourself up for more fraud by letting her get away with this. Shes not going to pay the bills and you are still ****** for life. So yea ydi for not showing her that actions have consequences.