Hello everyone! Yes I do have insurance, but the last time a friend of mine needed an ambulance the bill was still over $1500 after insurance. Also yes, in America you do have to pay when you go to the hospital. Luckily the water park just so happened to be built directly next to a fire station, so they just wheeled me over there and treated me on site. I was very dehydrated, and when I blacked out I was actually in line to get a water from the concession stand but I had been waiting in line for over 30 minutes in the heat which didn't help.