By AKGrace - 21/02/2013 20:45 - United States - Wasilla
AKGrace tells us more.
OP here! I appreciate everyone's feedback and helpful comments! Although I make considerably less than most of my coworkers because I have only been here about 7 months, I have no room to complain. I just thought this story would make a good FML. Me and my boyfriend make a decent living on our own and this situation happened after I had to fork out some money on some unexpected expenses! I do pack my own lunch about 4 out of 5 days and have actually been working on budgeting a lot more! Even reading Dave Ramsey's Total Money Makeover.. I have definitely noticed a lot of money saved by not eating out as much as I used to!
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Don't be ashamed of not having money.. It happens.. Just be upfront and take a rain check with your co-worker. They should understand
Adding to 1's comment, when I would be broke and invited out, I'd speak up and my friend/co-worker would cover me or ask to do something else (such as just baby out and talk at a park). The next time, I'd ask the person to hang out and I'd automatically pay, without even letting them know. It's a back and forth thing that always works for my friends and I.
Let me ask you; if every penny you make is already designated to a bill, how do you suggest managing money? I've been in OP's place, busting ass 40-45 hours a week only to pay off all the necessity bills! These were bills such as electric, rent, water, etc., we didn't have Internet for a long time! Now, again, tell me now to manage money when after bills, I had about 20 for gas/bus fare.
that's sucks op you should have just tooken it because usually when someone offers it means they pay ;)
8, you're a good friend. I hope they appreciate you. I used to be the one always paying when my friends were broke (which was often). It got to the point where I felt the friendships were one sided and it caused resentment. Now we pay our own ways or live by: "If you ain't got no money take your broke ass home."
Never lend people money you'll want back or cannot loose. And never give away or pay for people if it will make you restless if the favor isn't returned. I pay for some of my friends now and then, because I can afford it, and I know its a blessing for them. If it'll cost me a dinner to spend some quality time with a good friend, then it is money well spent.
Simply say, "I would love to, but budget is tight this month. I'm very sorry! Maybe next time, though?" That can't hurt anything, and maybe he'll offer to pay! :) I hope things go better in the future!
#9 I get what you're saying but from personal experience, I learned sometimes its better not to tell people your situation especially if you're struggling. I just noticed OP typed "Co-worker" not "friend from work" If he takes your advice his bad situation could just become work gossip.
#27 True, true. The circumstances do affect wether or not my statement may be a good thing to say, but I would think that if she works and is not making that great of a salary, that other coworkers may not be making good salaries as well, and they would understand. That's just a theory though, and you may be right.