By Anonymous - 23/03/2017 02:00
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Car not totaled if that picture is all the damage. Easy to fix but a pain nonetheless.
The damage could exceed what the car is worth, at which point the insurance company will actually total the car. At that point, the insurance company will decide that the damage has exceeded the worth of the car, so they'll pay you a 'fair and reasonable' amount based on what the car is worth.
So, this was actually 2 years ago. The insurance company totaled my car out. I did get a "pot of gold" in the form of enough money to put a down payment on a house. and no, I'm not kidding when I said a stoned leprechaun. After we got hit, the guy steps out with red hair and a leprechaun costume on. lol. my husband walked up to his car to get info and smelled the weed. Thankfully no one was injured.