Money and Insurance: Insurance is a racket

Insurance is a racket

By Anonymous - 16/08/2021 08:01 - Germany - Dresden

Today, health insurance is mandatory in my country, and you pay 15% of your gross income for it. Sounds acceptable, right? Except when you find out that, according to the insurance companies, 15% of ZERO is 170 €. FML

I agree, your life sucks 876

You deserved it 145

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Same thing different taste

Insurance is a scam

By Anonymous - 12/01/2021 05:01

Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML

I agree, your life sucks 996

You deserved it 104

Insurance is a scam: Tokyo drift

By Jules - 12/01/2021 23:07

Today, if you have a job in my country, you automatically have health insurance. Without a job, you can get “voluntary insurance”. No, let me rephrase that: You are legally required to get “voluntary” insurance. Whether you can afford it or not. FML

I agree, your life sucks 829

You deserved it 159

Medicare for all, now!

By Anonymous - 24/02/2022 04:00 - United States - Burlington

Today, I got health insurance for the first time in six years! I'm paying a ton of money each month for a plan that hardly covers anything. I will still go bankrupt me if anything bad actually happens, but I can't afford monthly premiums on anything better. Thank you, USA healthcare system. Single payer, anyone? FML

I agree, your life sucks 958

You deserved it 201

Dysfunctional

By Anonymous - 11/10/2021 05:00 - Germany - Norden

Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML

I agree, your life sucks 1 309

You deserved it 164

Late stage something something

By Ben - 16/04/2024 00:00 - United States - Lakewood

Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML

I agree, your life sucks 551

You deserved it 90

For profit healthcare should be abolished

By Brokeashell - 15/08/2022 10:00

Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML

I agree, your life sucks 786

You deserved it 154

Free healthcare for all

By Anonymous - 07/03/2021 02:00

Today, I learned that my MS medication is going to cost 25k a month. My insurance won't cover a cent. I don't even make that much in a year. FML

I agree, your life sucks 1 466

You deserved it 73

This is America

By Anonymous - 25/06/2020 08:08

Today, I found out a test I need to see if I need surgery on my gallbladder costs more than my pay check, even with insurance. FML

I agree, your life sucks 1 715

You deserved it 122

Healthcare for all, now

By Anonymous - 27/05/2022 02:00

Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML

I agree, your life sucks 1 225

You deserved it 209

Healthcare needs fixing

By Anonymous - 03/11/2023 06:00

Today, I found out I need surgery, and the state medicaid insurance denied me full coverage for it, since my income is "over the limit". I make 35,000 a year and live in one of the most expensive states. FML

I agree, your life sucks 462

You deserved it 108

stumpygremlin 13

Monday 16 August 2021 17:11

So that begs more questions. Are you unemployed, and if so, is there some kind of unemployment benefit/insurance you can use? Do you live with someone who makes all the money? Is this just a clerical error?