This is America - FML

This is America

By Anonymous - 25/06/2020 08:08

Today, I found out a test I need to see if I need surgery on my gallbladder costs more than my pay check, even with insurance. FML

I agree, your life sucks 1 726

You deserved it 125

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Same thing different taste

Scammers

By insurance lies - This FML is from back in 2013 but it's good stuff - United States

Today, I had to get an MRI. I double and triple checked to make sure there was no out-of-pocket cost. When I arrived at the testing center, I was expected to pay full price for the test. It costs $2,360. FML

I agree, your life sucks 50 017

You deserved it 3 997

Delay, deny, defend

By Anonymous - 11/04/2025 15:00 - United States - London

Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML

I agree, your life sucks 307

You deserved it 47

Healthcare needs fixing

By Anonymous - 03/11/2023 06:00

Today, I found out I need surgery, and the state medicaid insurance denied me full coverage for it, since my income is "over the limit". I make 35,000 a year and live in one of the most expensive states. FML

I agree, your life sucks 473

You deserved it 111

Quiet quitting time

By Anonymous - 26/01/2023 04:00

Today, I went to do a drug test for a new job. While I was there, they said the job was part-time with no insurance. Previously it was supposed to be full time with insurance. Now I have to take a job that pays $20,000 less a year. FML

I agree, your life sucks 843

You deserved it 124

Healthcare for all, now

By Anonymous - 27/05/2022 02:00

Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML

I agree, your life sucks 1 235

You deserved it 212

Free healthcare when?

By tooth fairy - 20/08/2018 04:00 - United States - Tucson

Today, my dentist called and told me that the surgery to remove my wisdom teeth - which I desperately need and saved for a year to be able to afford - will actually cost nearly $2000 more than originally stated. The surgery is supposed to be in three days. FML

I agree, your life sucks 2 584

You deserved it 135

Insurance is a scam

By Anonymous - 12/01/2021 05:01

Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML

I agree, your life sucks 1 008

You deserved it 108

For profit healthcare should be abolished

By Brokeashell - 15/08/2022 10:00

Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML

I agree, your life sucks 793

You deserved it 162

By Anonymous - 23/01/2016 01:43 - Canada - Moncton

Today, I discovered that the pain I've had for the past couple of weeks was actually due to a broken collar bone. Now work won't pay for the treatment I need because I continued to work despite the pain. FML

I agree, your life sucks 22 614

You deserved it 2 290

By blehh - 14/04/2009 20:40 - United States

Today, I had horrible pains in my stomach area so I went to the doctors. They couldn't find anything wrong and sent me to the Emergency Room for X-rays. After spending the entire day in the hospital, they tell me I'm slightly constipated. I had to pay $400 to find out I had to take a shit. FML

I agree, your life sucks 34 303

You deserved it 54 679

Next

Top comments

ojoRojo 27

Thursday 25 June 2020 14:43

I love how we can assume you’re from the US because it’s the only place where healthcare would be so atrocious. Sorry OP, that’s terrible.

FireMars 14

Thursday 25 June 2020 12:24

This is why I'm glad I live in the UK. Healthcare shouldn't bankrupt you.

Comments

RichardPencil 30

Thursday 25 June 2020 8:38

Most personal bankruptcies in America are due to medical bills. Join the club! Maybe Lee Greenwood could add a verse about that.

FireMars 14

Thursday 25 June 2020 12:24

This is why I'm glad I live in the UK. Healthcare shouldn't bankrupt you.

ojoRojo 27

Thursday 25 June 2020 14:43

I love how we can assume you’re from the US because it’s the only place where healthcare would be so atrocious. Sorry OP, that’s terrible.

Hangryko 31

Thursday 25 June 2020 16:20

America really needs universal healthcare. Nobody should go bankrupt from accessing essential medical services. What a ******* travesty. I'm thankful I'm Canadian.

Christina Winden 22

Thursday 25 June 2020 19:04

Do the test. Give them what you can each month, even if it’s only $5. They can’t really take you to collections as long as you’re paying something.

Brightside86 30

Sunday 28 June 2020 6:31

True, but amazing that we have access to modern medical care at all. I wonder what they would do if this happened 300 years ago...

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The Top

Today, I picked up on a telemarketer and started speaking in Portuguese. It turns out that this particular telemarketer spoke it as well. Every time I hung up, he called back. Telemarketers get really excited when they find out someone else speaks their language. FML

I agree, your life sucks 35 531

You deserved it 10 465

Today, our daughter threatened to throw us out if her mom asked about having children again. My wife is completely unable to control herself, and lasted a full 30 seconds before trying to restart the baby conversation. We weren’t just thrown out, she soaked us with the hose all the way to our car. FML

I agree, your life sucks 327

You deserved it 1 976

The Top

Today, I celebrated my birthday. When asked last week, I said I wanted a keyboard. When I opened the present, my parents went into hysterics. It was an electronic Dora the Explorer keyboard. I've been studying music composition and theory for six years. They think my major's a joke. FML

I agree, your life sucks 36 899

You deserved it 6 155

Today, I went to a restaurant that I always go to, and one of the cute waiters gave me a discount. My mother called me a whore in the middle of the restaurant, then slapped me when I cried. FML

I agree, your life sucks 2 558

You deserved it 383

Today, I missed going to my boyfriend's stepsister's wedding. I would have been meeting my boyfriend's mom for the first time; now she doesn't like me. She figured I could just "tough it out". I have a chronic health condition and haven't been able to eat or get out of bed. FML

I agree, your life sucks 1 065

You deserved it 103

Today, I asked my husband to talk and he got the most tired and “Here we go again” look and then asked what he’d done wrong this time. Apparently, I get mad at him so often that now every time we talk, he immediately assumes he did something wrong. I think I’m a horrible wife. FML

I agree, your life sucks 442

You deserved it 1 860

Today, I met a guy while out with some friends. He kept blowing up his cheeks, so I did it back to him and asked him why he did it. He pulled out a card from his wallet and pointed at it. It was a card saying he may have speech or facial difficulties because he had a stroke when he was 12. FML

I agree, your life sucks 27 897

You deserved it 14 197

Today, I took a long distance train across country. Early on I had an urgent need to use the bathroom. As I went to flush away the nasty, the preflush water violently projected my diarrhoea onto my pants before clearing the rest down the gurgler. I have 8 hours left on the train. FML

I agree, your life sucks 3 661

You deserved it 360