Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML
Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML
Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML
Today, I got health insurance for the first time in six years! I'm paying a ton of money each month for a plan that hardly covers anything. I will still go bankrupt me if anything bad actually happens, but I can't afford monthly premiums on anything better. Thank you, USA healthcare system. Single payer, anyone? FML
Today, I found out that when I go on Medicare in January, one of my medicines will go from $45 per month to $3000 for the first month, then $425 per month for the rest of the year. I need this medicine to stay alive. FML
Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML
Today, I learned that my MS medication is going to cost 25k a month. My insurance won't cover a cent. I don't even make that much in a year. FML
Today, after I finally got health insurance through my job, I had a minor injury leading to me discovering that my deductible is so high, I’d have to be struck by a meteor to get anything covered. FML
Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML
Today, I flew to America for my dad's funeral. I broke my vials of insulin and went to a pharmacy for a refill. No one told me they charge for insulin in America. One vial cost 270 dollars, the funeral is three days away and after booking a hotel, I have 6 dollars to feed myself. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
Lost Reggie 22
call the drug companies directly, look for second hand pharmacies, check GoodRx, Single Care...
d j mom 9
if course you live in the good ole US of A!
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (4)
Lost Reggie 22
call the drug companies directly, look for second hand pharmacies, check GoodRx, Single Care...
d j mom 9
if course you live in the good ole US of A!
maddiecat 32
try mark cuban drug!
Taurus_ChicKa 37
The wonders and joys of American health care... 'Murica.