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NykP Mesa, United States

Today, someone stole my card number and tried to use it. Every transaction got declined, not because the bank knew it was a fraudulent charge, but because I'm so poor that he couldn't make even a single purchase. FML

NykP tells us more.

Hi, I'm the OP. For one, I certainly do not have an IPhone, I have an old brick that doesn't have data. Secondly, I actually have my account set up so I cannot be over-drafted so all of the charges got declined and I have already shut down the card. Now my card was not actually stolen, they were just using the numbers. I asked the bank how they could have gotten those and they couldn't give me a definitive answer. They said it's as easy as your waitress could have copied the numbers and is using it online or something got hacked. Thirdly, I have no money because I am just a poor college student. I work two jobs but with the cost of school I have nothing left to keep in my account. I do not have a house, I am living in a little room at my grandparents. I do have a cat, but I buy large bags of food and it lasts him like three months. I do not have any children. I was certainly laughing at the stupid person who would try to steal from me.

Collection

Wild Nights Out

Last call, bad decisions and 3 a.m. texts you'll regret until noon. Cheers.

Top comments

Thank you all for your positive comments. It is more of just holding out until graduation. I am poor right now but I have absolutely no debt. I am on my fifth year of college, because I am finishing up my second degree, and I haven't had to take out a single loan yet. The consequences of not taking out any loans is that my bank account almost never has any money in it, but at least I pay all my bills and I am not in debt.

Silver lining?

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Comments (110)

On the plus side, you inadvertantly trolled a fraudster... Well done OP

happyfingers 15

Sounds more like a "thank god!" moment to me. Sure you're poor, but at least if you have nothing to lose than 1. There is nowhere to go from there but up, right? And 2. You didn't lose anything! Yaay!

missd420 16

Yes, let's all make OP feel worse about her situation.

That's a win in my books

We're twins. I'm lucky to have a quarter in my wallet. Haa!

On the bright side, at least they weren't able to take any of your money.

Thank God for small miracles?

Funnyguyproblems 1

WINNING!

Hey op it's better for them to have not been able to steal your hard earned money. Would have stucked If that happened the day you got paid

You have nothing to lose

at least it paid off