Today, someone stole my card number and tried to use it. Every transaction got declined, not because the bank knew it was a fraudulent charge, but because I'm so poor that he couldn't make even a single purchase. FML
NykP tells us more.
Hi, I'm the OP. For one, I certainly do not have an IPhone, I have an old brick that doesn't have data. Secondly, I actually have my account set up so I cannot be over-drafted so all of the charges got declined and I have already shut down the card. Now my card was not actually stolen, they were just using the numbers. I asked the bank how they could have gotten those and they couldn't give me a definitive answer. They said it's as easy as your waitress could have copied the numbers and is using it online or something got hacked. Thirdly, I have no money because I am just a poor college student. I work two jobs but with the cost of school I have nothing left to keep in my account. I do not have a house, I am living in a little room at my grandparents. I do have a cat, but I buy large bags of food and it lasts him like three months. I do not have any children. I was certainly laughing at the stupid person who would try to steal from me.
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
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Top comments
NykP 25
Thank you all for your positive comments. It is more of just holding out until graduation. I am poor right now but I have absolutely no debt. I am on my fifth year of college, because I am finishing up my second degree, and I haven't had to take out a single loan yet. The consequences of not taking out any loans is that my bank account almost never has any money in it, but at least I pay all my bills and I am not in debt.
Welshite 40
Silver lining?
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Comments (110)
noobsatin 19
good timing on being broke.
Welshite 40
That is something we like to call "fraud".
Shwendo 1
I know your feel, bro.
dingleberrysteve 6
At least you didnt get a shit ton of overdraft charges
princessofthedrk 13
I know how you feel. I just got a letter in the mail for lifelock: protect your identity. I said what? They gonna steal my debt? So that they can have all the bill collectors call them instead? And yes, I deserve my trouble, and now have my mother managing my money while I work 3 PT jobs to pay them off.
Aussieinusa 5
Wow, fyl too. At least your working it off.. Good luck!
cha2010chi 10
not completely a bad thing
dingleberrysteve 6
You are only liable for 50$
gard71 5
Im in that same boat
worldclassrager 41
That's actually a good thing...that will be easily straightened out...hope things look up soon... :)
DedicatedNova 13
At least you didn't lose what you had.