Today, I found out that the insurance that my husband signed us up with for next year doesn't cover any of our doctors. Now we need to find 4 different doctors who take our insurance. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I found out why my husband doesn't want me to go to the doctor. It's not because of the reasonable copay. It's because he has let 3 other women use my insurance to give birth, in the last 4 years. They are all his. FML
Today, I arrived at the doctor's to schedule surgery to find out my insurance got canceled again. I only just got it reinstated after the last time they screwed up and canceled it. It took me 6 months to get it fixed. FML
Today, my husband ran our car into a fence at work. He had to file an insurance claim, with a company we only just got with, and it's going to deplete the rest of our taxes. FML
Today, I found out that I have at least stage 3 cancer. I went on my insurance's website to get information for the doctors. I also saw "Other people who have been on your plan." My ex-wife was listed, with a new last name. She got remarried. I'm just going to let the cancer take me at this point. FML
Today, I was bounced between four different pharmacies before I could find one that would take my insurance. Apparently, which insurance I had didn't matter as much as to where it came from. Also, one of the pharmacies was on their lunch break. They end their lunch break at 2pm; we came in at 1:58pm. FML
Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML
Today, the only member of our family who can get health insurance is our dog. FML
Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML
Today, I woke up to the most excruciating pain in my jaw. No dentist that takes my insurance has any openings, and the one doctor I can see to get antibiotics isn’t in. FML
Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML
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Top comments
yerawizardlizzy 27
That's Insurance 101: Always check the provider list. Did you not discuss your options beforehand? That's something that affects both of you (and any children you might have) so both of you need to be actively involved.
Rawrshi 25
May the odds be ever in your favor.
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Comments (20)
epiccrazy 15
Nope! Never let husbands make all of these decisions on their own ?
xbaconator9000x 16
Or... Since your insurance hasn't commenced yet... you could go with a different insurer.
militarybrat 21
Ugh thats frustrating. Good luck? Just do a lot of research because a lot of doctors (even specialized) don't always know everything about that speciality. I know this all too well.
blueknight1st 26
Maybe it wasn't his fault. Obamacare is such a wonderful disaster that he may have only had one option.
Bearsmomma 30
Same situation here. I have a couple of doctors I WILL NOT change (one I have been seeing for 26 years) , and they aren't in any of the options I was given. I will just have to save for visits with them and pay cash. Damn shame.
tyson24769 8
Sadly thats what happens with Obamacare. We've had amazing and expensive coverage for two years via Humana and the Obamacare marketplace. For 2017 Humana is no longer offering plans in our state. We have basically two choices of Obamacare policies for 2017, one that provides similar Sadly but none of the same doctors (or hospital actually), or we can get same providers from a different company, but have to pay almost 5 times the amount (premiums + max out of pocket). Calling agents there are no options for us other than marketplace policies.
Redgy22 26
Welcome to Obama care! It sucks!
sparky82 11
I've been through this. Make sure you start each call to potential new doctors with, "Are you accepting new patients?" This will save you a LOT of time.
KismetSiren 7
this is why my fiancee isn't allowed to do things.
phs_ladybug 10
Optima Health just changed up their shit and have ****** my life also.