By MyLifeSucksSoHar - 31/10/2015 01:49 - United States - Jacksonville
MyLifeSucksSoHar_fml tells us more.
OP here. To further clarify my situation, I'm working two jobs on top of being a full-time student and it's still not enough. The problem is, the government insists that a person with two jobs should have enough to pay for college so they've reduced the amount of money I can get - never mind that since I only have a high school diploma, I can only get minimum wage. Plus, I don't have any credit established - so I can't get any other loans.
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The college system in America is completely fucked up. Time to start an etsy page
I don't know much about colleges, but can't you take a temporary break to earn some money and then return for that one semester?
Unfortunately if OP has federal student loans and takes a semester off the 6 month grace period before they have to start making payments begins. But because the spring semesters are longer than the fall the grace period wouldn't be long enough and OP's college career would be ended for years due to having to pay off the debt. And if paying off takes more than 5 years OP would have to start college all over as colleges only keep the credits for that amount of time after leaving without a degree. So basically OP's college career is a bust because the U.S. educational system is fucked up.
#20, no. You can take time off, get a forbearance on the loan, save up money, then resume. You don't have to stay out of school forever and start paying the loans right at 6 months. And when you go back, you don't have to pay on them either as long as you're going full time.
No. Just no. YOUR college may elect to not honor credits OR be referring to education course credit (education pedagogy changes often), but many colleges do NOT stop accepting credit. I'm an academic advisor for a regionally accredited institution and my actual target student is a student who started a long time ago and never finished - I frequently work with students with credit from the 60's and 70's in order to finish a degree.
Well, I guess you should have been born into a wealthier family, then. Obviously, this is your fault and you are paying the consequences for it.
Some people who can't afford to go to school get those state loans to better themselves. Id rather my tax dollars go to the ones who want to strive to do better than have it go to welfare for lazy low life's who just want to live off the system. And you can't choose what family you're born so therefore you are an asshole.
Too bad my tax dollars ARE going to lazy lowlifes who live off the system. Unfortunately, those lazy lowlifes are the 1% who own 99% of the money. And my tax dollars are going to them so they can continue to pay substandard wages and skimp out on giving back to the community. Walmart is practically the welfare king, and I'm not even getting into how they pay their workers so little that said workers actually need foodstamps to survive.
Student loans ARE still an option. Many banks offer them. I didnt have financial aid my last year of school and had to take out a private loan from a financial institution. It was extremely easy and I've already repaid it in full. So yeah.. Dont know why #4 is getting down voted..
Can't you talk to your lecturers about it? Perhaps there's something the college can do to help you out