OP here. To further clarify my situation, I'm working two jobs on top of being a full-time student and it's still not enough. The problem is, the government insists that a person with two jobs should have enough to pay for college so they've reduced the amount of money I can get - never mind that since I only have a high school diploma, I can only get minimum wage. Plus, I don't have any credit established - so I can't get any other loans.