By babysonfire - 31/03/2016 21:40 - United States
babysonfire tells us more.
OP here. I wanted to add that this all happened at 3AM during a thunderstorm. The neighbors didn't answer their door until the firefighters knocked. The fire didn't start until they were already here, so there was no smoke at first. The storm blew loose shingles off in 1 place- over the alarm.
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Why would you first assume it was the neighbors' house before your own?