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Yeah, and while the OP is carting around that big load of debt all his life as you recommend, he'll also not get to enjoy some of the finer pleasures in life along the way because of his debt to income ratio will negatively impact his ability to pursue those pleasures. Good suggestion.
A lot of people have to go through that sadly. I had a teacher in his fifties still paying off his student loans.
Ya... he's a teacher. He could've gotten a decent paying job instead.
If you pay the minimum on any debt, you'll be paying many times over the original loan amount in accrued interest. That's why you don't play the game and you pay more than the minimum every month.
I think (hope) #2 meant don't pay the minimum amount, but more than the minimum amount.