Today, I’ve been asking both my health insurance and the clinic in question under which circumstances an elective procedure would be covered by insurance. Each one of them tells me that the other has to make the decision. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML
Today, my health insurance refuses to pay for either contraceptives or the small surgery to get my tubes tied, even with a doctor’s note confirming I need it. They are quite happy, however, to pay for any number of abortions, subsequent therapy, and/or complications during childbirth. FML
Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML
Today, I called a doctor's office for a referral. I was in public, so when she asked me what type of issue I had, I mumbled that I had a vaginal issue. After painstakingly having to repeat this several times, she said she was asking what kind of insurance I have. FML
Today, my doctor said I "might" have an enlarged heart and an irregular heartbeat. It "could" be seriously life-threatening and I "should" go to a specialist for further tests. My insurance refuses to cover my consultation with the specialist because the doctor's wording is too uncertain. FML
Today, I asked a customer three times before he saw the doctor if he had any medical insurance and he replied "No" each time. Paying his bill out of pocket, this dude had the nerve to ask, "So why didn't my medical insurance cover this?" He had coverage. FML
Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML
Today, I learnt my health is so messed up that a private clinic gave me my money back out of sympathy because they couldn't do a procedure. FML
Today, I had to repeat myself multiple times and dumb down all my anatomical terms and symptoms while describing my illness to my doctor. I want to switch, but my insurance won’t cover another one for at least 60 more days. FML
Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML
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Top comments
turnabouttrial 21
"Go ask your mother." "She told me to ask you."
Anderling 33
I think OP might mean something like “I can’t breathe out of my nose and need rhinoplasty to fix it, which is normally for aesthetic purposes but would be quality-of-life for me”.
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Comments (5)
turnabouttrial 21
"Go ask your mother." "She told me to ask you."
Earl_KarmasBitch 36
So tell them both that the other said it was covered.
mssskatie 3
Elective procedures in the US are not covered by insurance because they are “elective” Idk why they won’t explain that to you. Sorry OP
Anderling 33
I think OP might mean something like “I can’t breathe out of my nose and need rhinoplasty to fix it, which is normally for aesthetic purposes but would be quality-of-life for me”.
rotflqtms_ 21
a total knee replacement can be elective too. Knee hurts but isn't bad enough to get emergency surgery. patient comes in for an elective surgery. Needed? Yes. Needed right this second? no
Bogrbon 27
Ask the clinic to do a pre approval. That’s how you get a real answer.
cacheson 42
Just tell them both the other said yes. Done!