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By PhoenixChick - / Friday 13 October 2017 20:00 /
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By  Tripartita  |  44

“What can I do to make sure my wife is taken care of in case of the worst?” “You could start by listing her on your life insurance policy.” “Wait, why wasn’t I listed on your life insurance policy?!” “What could POSSIBLY make you ask such a question out of the blue?! You greedy, money-hungry, gold digger!”

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By  Danne696  |  14

Comment moderated or buried due to negative votes. Show the comment

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  DanielleinDC  |  29

Given the context, her question is perfectly reasonable. They were at the financial advisor's office discussing contingencies; why shouldn't she ask why she isn't on her spouse's life insurance policy?

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  Danne696  |  14

"That being said, context should tell him that you didn't mean it in the way he probably percieve it." I mean, I literally said just that in my comment.

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  arioch_fml  |  16

Read the FML again. She didn't ask about life insurance. The husband asked HIMSELF what he could do to make sure she was taken care of if something bad happened to him.

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  chosha_fml  |  24

I totally disagree. A married couple should prepare for the death of either partner, to protect the one remaining. Asking about life insurance or whether they have a current will, etc, is sensible and normal. Even if she’d asked completely out of the blue, he had no reason to be angry.

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  Danne696  |  14

"my husband of ten years called me a greedy, money-hungry gold digger for asking why I wasn't listed on his life insurance policy. " The husband asked their financial advisor, what he could do, then OP asked why she wasn't listed on his life insurance. I didn't make my comment to tell OP that she is a terrible person, but rather to explain how I believe her husband took her comment and why he got angry.

By  Caci Johnson  |  8

that stinks. life insurance is important. nobody wants to get stuck with their loved ones final expenses after going through their traumatizing death, too. maybe discuss it outside of the public eye.

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  chosha_fml  |  24

Actually it made me wonder if he had an ex-wife he was reluctant to take off the life insurance, because maybe they have kids together, etc. Or perhaps a sibling he thinks needs the financial protection. His reaction sounds defensive, like he knows it’s reasonable for his wife to be the beneficiary, but he’s emotional about changing it.

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  chosha_fml  |  24

Wouldn’t make me feel that way unless she was more financially secure than us. Life is complicated. She may have given up work to raise their kids or might have worked so he could go through college. Or she might have full time custody of their minor children.

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  laurellkawes  |  31

In a lot of divorces where the couple have children together, they are made to get life insurance naming the ex as beneficiary. It seems to usually happen with the primary breadwinner.

By  Tripartita  |  44

“What can I do to make sure my wife is taken care of in case of the worst?” “You could start by listing her on your life insurance policy.” “Wait, why wasn’t I listed on your life insurance policy?!” “What could POSSIBLY make you ask such a question out of the blue?! You greedy, money-hungry, gold digger!”

By  DragonMaiden7  |  6

Today, I went from a financial advisor to a marriage counselor in the blink of an eye. Seriously though OP, you two might need to seek a mediator or a counselor to understand why he's reacting this way to legitimate questions. Most couples, married or otherwise, list each other as beneficiaries, or at least explain why the may not do it in case they have other responsibilities outside of marriage. His reaction was out of the ordinary.

By  PhoenixChick  |  23

OP here! So, I finally got an answer as to who WAS listed and why. His stepmom is the one listed on his life insurance. My husband has always been told that it is his duty to make sure his stepmother is taken care of. His dad's life revolves around his stepmom, and it is only "natural" to them that my husband's life does too. His whole life they've been telling him that nobody matters but stepmom (she's very ill and that gets used a lot.) Slowly I've been working to get him to see that her needs don't come before everyone else, every time, but it's a long journey. And sometimes things take me by surprise.

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  PhoenixChick  |  23

She came into the picture when he was about twelve or so. And as for why she needs two life insurance policies? Because she is the center of the universe, apparantly. Yes, it's weird, it's not right, but family emotional dynamics are weird.

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