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This would be an absolutely simple choice for me - get your money back. I give what I can afford to give to my charities in time and money. I don't have extra money to lose in my budget and I certainly don't need my credit cards maxed out on causes I might not even support. If you report the charges as fraudulent, the card companies should take care of the rest.
I work for a non-profit. We get fraudulent online donations every once in a while. It's a credit card thief's way to test card numbers and see if they are still good and what dollar amount limits they have. Call the charities - they'll understand. Even though your "donations" would do someone good, the non-profit (if it's a decent one) won't want that money.
imagine all the mouth you've fed or homeless you've clothed at the cost of your own.
Right? They are almost as bad as the Abused Pet commercials. They make me want to cry. But, that said, if Op has their own money to spend they should not have to go into debt because of a charity. If Op can afford it, then its an asshole move to make (even if he did not donate in the first place) but if Op has their own problems then either way the money is going to help someone in need.
Don't feel too bad on her behalf, she gets paid, very well I might add, to stage those commercials. The world vision ones are the worst. World Vision wastes over 3/4 of the money they take in on themselves. Million dollar ceo salaries and an intensive ad campaign don't come cheap.
Like any other business they provide a service. The service is to leave you feeling like you're actually doing something to change the world, filling you with a sense of pride and purpose. It's bullshit because even if all the money they took in did go towards these people it still wouldn't have a substantial affect on the masses. But at least it makes an individuals life a little better for a little while. If you want to make a real difference you should volunteer internationally. Most people don't have the time for that in their lives though. Living expectations make everyones life difficult.
Where are you getting your information from regarding World Vision? I sponsor 2 kids through WV Canada and Dave Toycen (President of WV Canada) makes (as of 2010) $184,000 per year, nowhere near a million. Also, over 80% of World Vision's revenue goes directly to the program you're supporting, and they are very open about what they spend and where they spend it. I'm not saying some charities aren't doing the things you claim, but to make accusations about a specific organization without any evidence to back it up is totally inappropriate... And you are completely wrong. *The information about World Vision I have listed is available on World Vision Canada's website.
I don't think its right to accuse a charity of those things without listing the website (like 145 did to be helpful). You could prevent someone from making a difference in a child's life by saying that [charity] steals the money without offering real information and links for the person to go see.
This makes me thing of Robin Hood! I hope you're rich, though! If you need the money and you explain when asking for it back, I'm sure they'll understand.