Get the guts to spill the beans
Click here to watch FML in live!

Submit your FML story


Your nick :
Categories :
Man or woman?

Today, my dad had something to tell me. He'd cleaned out my bank account to pay off 38,000 dollars worth of gambling debt. My wedding is in 5 months. FML

#5767098 (144)

I agree, your life sucks (31256) - you totally deserved it (1951)

On 10/10/2009 at 10:59pm - money - by MadSon - United States (Minnesota)

Sign up for more!
Share on Facebook
ReTweet

More FMLs?

Anonymous's life also sucks

zappy also deserved it

Comments

What #1 said. YDI if you gave a deadbeat access to your bank account.

#4 - On 10/11/2009 at 3:15am by nonotme

You know what Starchuld, I could give a fuck about your myspace link. I could also give a flying fuck about what a nice "respectful" guy (ie: fake ass DOUCHE-BAG) you are. Yeah, I could.. but I goddamn won't.

#5 - On 10/11/2009 at 3:18am by moonlight_daze

I first though "Oh, that must suck..." but then realized that he must have had access to your bank account... So FYL but also YDI.

This kind of stuff is exactly the reason why others shouldn't have access to your account.

#14 - On 10/11/2009 at 3:34am by Pegasos989

A lot of banks won't allow minors to open accounts on there own, in fact in many jurisdictions they don't even have an option and a parent has to open the account and the account technically belongs to the adult who is responsible for it. When people reach the age of majority, the bank can't just remove one of the "owners" of the account without their permission. A lot of people don't even realize that there parents still have access to their account, or never get around to opening a new account (they trust their parents etc).

Another possibility is that his father stole his identity. Considering your father typically knows or has access to all the personal information a bank would likely use to identify you (date of birth, social security number, mother's maiden name, name of first pet etc)

#17 - On 10/11/2009 at 3:42am by noype

If he's a minor, why is he getting married in five months? That's kinda unlikely
It's also unlikely that a minor would have that much money

#31 - On 10/11/2009 at 5:52am by tikimuppet

Okay cause I was dorking like two seconds ago I totally clicked Starchild's link to his myspace and was totally amused. Very stern picture of guy looking into camera he is obviously holding himself. Status is: "after all we shared how could u simply say no after all we shared u turned away to let me go after all we shared I sank so low no good to give no reason to live." Mood: Adonis =)

I think you, Op, like StarChild need to think of the image you are projecting with what you say. Starchild used a very suicidal/emo lyric to support his life, you obviously are either a minor Op, or stupid. Did he steal your card? Why would you let your gambling father anywhere near your valubles. Looks like both you and Starchild gambled and failed.

#33 - On 10/11/2009 at 6:11am by RubixMonkey

This is simply not true (in the US, I assume most other countries also). I opened my own bank account with I was 8 years old. The only requirement was the minimum $50 balance, my parents had nothing to do with it and probably first found out I had one because I started getting bank statements in the mail. There is no law that says minors can't own property or control their own finances.

Minors cannot enter binding contracts that constitute a lien or debt of property or service on their part. A bank account does not put you in debt or require you to perform any services, thus you can have one of your very own. Anyone with a joint account not with their spouse is an idiot. Every other money post on this site is about someone cleaning out a joint account.

#86 - On 10/11/2009 at 3:59pm by CapinWinky

People, he did not necessarily have access to her account. He may very well have stole her atm card, forged her signature, wrote a check to himself, forged one of her checks to pay off his debt, whatever. In any case, YOU NEED TO PRESS CHARGES! Just because he's your father doesn't mean he should get away with being a dick. If he had not been your dad, you would press charges without a second thought. You think that this is the only time he's going to pull this shit? He's not going to learn if he doesn't have to pay for his mistakes. PRESS CHARGES or YDI.

#88 - On 10/11/2009 at 4:24pm by birds

I applaud you, for you seem to be one of the few people here with real answers and explanations. Its true most children trust their parents, or that parents can easily steal their identity, or may even still have access to their bank.

#90 - On 10/11/2009 at 4:27pm by monster_tamer

I don't know what bank you went to, but the one I went to required me to have a parent sign to open an account, and I was 17 at the time. That was for a checking account though. Savings might be different.

#94 - On 10/11/2009 at 5:24pm by animejen1988

CapinWinky: That may be true with your bank, but what I said was many jurisdictions and most banks. I have no idea what the US law is, but in many jurisdiction minors cannot open a bank account on their own, so don't assume that everything in the world runs the way it does at your specific bank, or even in the US.

#105 - On 10/11/2009 at 9:19pm by noype

I find it hilarious that people assume she's a minor. Right, she's a minor, WITH $38,000 in her bank account? Are you guys retarded?

#107 - On 10/11/2009 at 9:34pm by GreenHacker

LOL @ 107! So true.

And for all the people arguing about needing a parent to open an account... a minor only needs a parent to open a checking account, NOT for a savings account. I opened a savings account when I was 17. MOST LIKELY he did NOT have access to HIS account. Most likely he just broke into it somehow and took the money out. Notice the OP is signed "MadSon." This means that the dad could've gone to the bank, pretended to be his son, and forged his signature to take out all that money. I know when you withdraw large amounts of money, they check the signature with what's on file, so if the dad had taken the time to practice, he could've very easily passed himself off as his son. I bet he knows his son's SS# too. PRESS CHARGES! You have a deadbeat dad, and pretty soon you'll be married and have a father-in-law who will hopefully be a better dad to you than your own!

#112 - On 10/11/2009 at 11:01pm by birds

Kill him.
Sell organs.
Profit.

#2 - On 10/11/2009 at 3:11am by Tungmup

You read my mind. You then harvested it and sold it.

#22 - On 10/11/2009 at 4:33am by Foe

Foe...that was awesome.

#143 - On 11/21/2009 at 2:16am by LadyDraigen

I second what #1 said - how come your dad has access to your account? If you're an adult, I thought you automatically became the main person in charge of the account and no one else could access it. Unless he stole your credit card or something?

Either way, FYL for sure

#3 - On 10/11/2009 at 3:14am by skybeau

He probably still uses the same account he had as a child, one which his dad probably opened for him and had his name as a part owner.

Still, it's totally the OP's fault, he shouldn't have not changed the owners when he became an adult, or at least changed bank accounts once you had the money to look around for interest prices and that.


Also: big deal, it's the girls dad who's supposed to pay for the wedding anyway.

#48 - On 10/11/2009 at 10:19am by White667

Comment spaz, sorry :) ignore me

#61 - On 10/11/2009 at 12:08pm by Sun_Kissed18

Actually it's usually the couple who pays for everything or both families pitch in for wedding and reception. The tradition of the bride's family paying for the wedding is no longer prevalent.

#80 - On 10/11/2009 at 2:41pm by janise

I'm assuming the OP didn't think for a second that their dad would betray them like this though. Changing the ownership of my bank account probably wont be my top priority when I turn 18, why should it be? I trust my mother.

#89 - On 10/11/2009 at 4:26pm by MiaFleur

Not anymore, it's not!

#7 - On 10/11/2009 at 3:19am by Luckster

Ha

#8 - On 10/11/2009 at 3:19am by srgntawesome

wow...your dad is horrible
=(

#9 - On 10/11/2009 at 3:20am by melissa_10

Phase 1: Acquire chloroform
Phase 2: ???
Phase 3: Profit

#10 - On 10/11/2009 at 3:20am by redbluegreen

Don't drop that yellow cake, girl.

#24 - On 10/11/2009 at 4:52am by mercyFML

Phase 2: place add on craigslist for no strings attached buttsex for $100.

You only need 380 guys to make your money back, mabey a few more for payback or mabey just shove a stick up his ass once your done.

#32 - On 10/11/2009 at 5:54am by Peroxide

Is the OP signing up for buttsecks, or is the OP signing up his/her father for buttsecks? I vote the latter.

#37 - On 10/11/2009 at 7:11am by gameoverman

Please spell maybe correctly.

#59 - On 10/11/2009 at 11:43am by magicsparrow

Win

#134 - On 10/16/2009 at 7:40am by gothicwench

South Park reference FTW!!!!!

#141 - On 11/08/2009 at 4:10am by Chefaid87

Well, I guess your dear ol' dad REALLY didn't want his legs broken.

#12 - On 10/11/2009 at 3:30am by thatwouldhurt

this is a moment you will lol in 5 years or

#13 - On 10/11/2009 at 3:31am by erdene96

No it's not =/

#70 - On 10/11/2009 at 1:25pm by PrinceTwilight17

YDI for being a moron.

If you're old enough to be getting married, than you should have cut the financial umbilicus from your parents already. You get no sympathy from me.

#15 - On 10/11/2009 at 3:37am by hot_mess88

Exactly.

#41 - On 10/11/2009 at 8:51am by weinerdog

If this was on a logic test and it asked what can you derive from this, I believe the answer would be "not enough information to conclude anything."

You're pretty much assuming he had access to the OP's account. Did it ever occur to any of you that the OP's father has his SSN, birthday, etc. With that much info you can impersonate anyone and withdraw money from their account. Doesn't necessarily mean the OP had a joint account with his father.

However, let's say he did. In what way is this the OP's fault? No one expects their parents to go off gambling and getting themselves into so much debt that they resort to stealing from their own offspring. Even if you CAN still say it was a YDI after that, have you ever thought that he had a joint account for safety reasons? For precaution, having a joint account is logical if anything should happen where you are unable to access your bank account.

#101 - On 10/11/2009 at 6:48pm by SoreThroat

Let's see here. OP's father is deep in gambling debt, and had to take his son's money to pay for it, meaning he probably doesn't have any money of his own to give to the son. OP, on the other hand, has $38,000 dollars in his banks account that either came from his gambling father, or was earned by OP. You think he hasn't "cut the financial umbilicus"? I'm fairly sure OP's father depends more financially on OP than vice-versa.

#109 - On 10/11/2009 at 10:14pm by your_face

Lol, what Tungmup said

#16 - On 10/11/2009 at 3:37am by Tiffinny

Can't believe how obnoxious so many of you are. As mentioned earlier, many people aren't even aware their parents can still acces their accounts past the age of 18, I know my banker neglected to inform me of it (and man did she blush when I informed about it). Really, even if he didn't remove his parents acces it wasn't the best move but hardly makes him "deserve" to have 38k stolen (the dad having so many gamblind debts makes me doubt he can ever or within a decent timeframe repay it), said money which he also neeed for an upcomming wedding etc. Heck, you don't even know if that's how it happened (please give more info OP).

#18 - On 10/11/2009 at 4:17am by Gwyndion

Gwen I second your post. My first bank account was joint w/my mom because I was a minor. Fortunately, I have mother who is not a thief and I got my own account when I could. It was a pain in the ass to close because it was a joint account.

#85 - On 10/11/2009 at 3:24pm by lway2009

That's low-rent. Total Bush-league.

Options? Voodoo Curse. Or get a trio of hott chicks and plant a grift on his ass :D

#19 - On 10/11/2009 at 4:20am by mercyFML

Mercy, I thought you didn't like use of the term "chick"? Was I mistaken?

#55 - On 10/11/2009 at 11:00am by moonlight_daze

Yeah :]
Maybe I crack wise that people are referring to fuzzy, baby chickens sometimes. But I'm not a semantics brow-beater; in fact i prefer creativeness. Though I don't like obvious racist etc stuff. It is not creative :]

#102 - On 10/11/2009 at 7:41pm by mercyFML

Oh, okay. lol

#116 - On 10/12/2009 at 12:43am by moonlight_daze

They did feed you clothes you and kept a roof over your head... I can't see why saving their debt is so hard for you.

#20 - On 10/11/2009 at 4:24am by iheyman

Newsflash, THEY chose to have kids, you did NOT chose to be born. Should you be gratefull if they raised you well? Sure. Does this entitle to them claiming anything you own no matter when (wedding soon)? Hell no!

#23 - On 10/11/2009 at 4:34am by Gwyndion

As a father I just want to say: if you think that's reasonable, then please don't have children.

#26 - On 10/11/2009 at 5:00am by st0815

Why should the OP pay for her father's shitty mistakes?

#28 - On 10/11/2009 at 5:13am by Tubasaurus

That's a ridiculous answer. It's not like Dad came to him and asked to borrow it. He took it and didn't tell him until after the fact. That's slimy, no matter how you slice it. And if you're planning having kids with the expectation that they pay you back one day, do them and the world a favor, and get yourself spayed or neutered immediately!

#34 - On 10/11/2009 at 6:16am by Mr_Eated

This, good sir, is what we call theft. Just because the jackass raised the OP does not entitle him to the OP's money/possessions. (It works the other way too. Once the parents' legal obligation to their offspring ceases at the age of majourity, kids really are not entitled to anything from their parents.)

#43 - On 10/11/2009 at 9:31am by nyuukou

To paraphrase Kahlil Gibran:

"Our children are not our children.
They are the sons and daughters of life’s longing for itself.
They come through us, but they are not from us;
and though they are with us, they do not belong to us. "

I think this wholeheartedly applies here.

#49 - On 10/11/2009 at 10:21am by White667

Maybe he doesn't like your fiancé and did this deliberately to try to stop the wedding. Better luck next time!

#21 - On 10/11/2009 at 4:25am by Ninjaface

Ouch.... I'm guessing dear ole' dad isn't contributing to the wedding either.

#25 - On 10/11/2009 at 4:54am by sarah_berah

#25 my thoughts exactly. :)

#76 - On 10/11/2009 at 2:01pm by katrinaa_13

Stand up for yourself. He DID NOT pay off his debt, he just owes someone else now. He is still in $38,000 debt. Let him know that. Don't ask for your money, DEMAND IT.

#27 - On 10/11/2009 at 5:11am by Tubasaurus

THIS! I still think you should press charges, but if not, keep reminding him he owes you 38k. Maybe cut off all ties till he does. I don't think he ever will though... someone who can get into debt by gambling is too stupid to appreciate family obligations anyways.

#91 - On 10/11/2009 at 4:30pm by birds

Agreed with #21, his means to break up you.He dont like groom.

#29 - On 10/11/2009 at 5:29am by ericgo

at least he told you

#30 - On 10/11/2009 at 5:50am by kew87

Because that makes it better, right? =/

OP, FYL

#35 - On 10/11/2009 at 6:40am by CheshireHalli

Your fault for not securing your money.

#36 - On 10/11/2009 at 6:44am by FoundManyLemons

Looks like you're going to Vegas, baby! Drive-thru weddings are highly underrated.

Just don't invite daddy dearest.

#38 - On 10/11/2009 at 7:13am by gameoverman

:S how can your dad access your account with out your knowledge :S is this an american thing that we are just too sensible to have in england?!

#39 - On 10/11/2009 at 7:18am by xPeanutx

I believe it was explained above. Simply put, the bank account was likely opened whilst the OP was a minor. Most people either do not realise the bank doesn't immediately take the parents' names off the account when the minor becomes an adult, or trust their parents enough to not steal their money.

Don't know how banking works in England, but it makes sense to require an adult on the account as, in the US, children are legally not considered capable of entering into a business contract of any sort.

#44 - On 10/11/2009 at 9:36am by nyuukou

Actually that's a lie, anyone can enter into most forms of contracts at any time.
Although I am English so I'm not sure for America, but here a child can do pretty much most things without an adult, it's just a tad more complicated.

I'm fairly certain what you said though was the case, but again I am rather surprised the OP hasn't changed his bank account once since becoming an adult, (With that amount of money any logical person would have put it into a savings account, opposed to just a normal transaction account which people usually get first.) I mean, for example, I bank with three separate places, I know people who have an account with literally every variation of bank and building society found on a typical highstreet, it's odd that someone would go all this way and only have the one account.

#50 - On 10/11/2009 at 10:26am by White667

Actually it does happen over here too, it's not just an American thing. My mum opened my bank account when i was a kid and i couldn't take money out without her. When she left i wasn't an adult yet, i had to get her to come and see me just to change the name over when i was 18.
Kind of glad that it got changed, she's an evil bitch and this sounds like the kind of thing she'd do!
Bad times OP

#51 - On 10/11/2009 at 10:35am by Trixibell

In America children can enter into contracts. However, they can also disaffirm the contract at anytime (which means back out of) and get all their money and/or property back in the original condition and they only need to make restoration. I'll use the following example to better illustrate: Jimmy, who's 16, buys a car and crashes it a year later when he's 17. Jimmy can go back to the dealer and say he wants to disaffirm the contract and will get all his money back. The only thing he has to do is give back the wrecked car.

#82 - On 10/11/2009 at 2:51pm by janise

In America there are two people who can not legally enter a contract. Minors and mentally disadvantaged. So, no, children cannot enter into contracts, therefore they cannot open their own bank accounts.

#117 - On 10/12/2009 at 1:01am by kar89

What a douch

#42 - On 10/11/2009 at 9:26am by ac4089

If you are grown up enough to get married then you should also be grown up enough to have your own bank account. Regardless of if the account was opened when you were a minor or not when you turned 18 you should have either opened your own and transferred the money OR took his name off. YDI all the way for overlooking that.

#45 - On 10/11/2009 at 9:50am by ohJeeznotme

How can most people not realize that the bank does not automatically take your parents' names off when you turn 18? Do all of you really grow up with no interest in your OWN MONEY whatsoever? I know that as soon as I started making money at age 16, I became VERY concerned about other peoples' names on my account and watched it like a hawk (and I have no reason not to trust my parents, either). As soon as I turned 18 I went to the bank with my parents and got their names taken off the account (or if your parents don't want to, you take all the money out and open a new account with it under your name). By the time I was 18 I had thousands of dollars saved up and I didn't want anyone touching that but me, that's for sure!

#46 - On 10/11/2009 at 9:52am by SaphireScorpion

I was always able to gain access to my account with just my ssn and my birthday when I first opened my bank account because I could never remember my account number. My parents know both of those things. Actually most parents know both of those things. So, it's quite possible that he was able access the account that way.

#47 - On 10/11/2009 at 10:07am by TotalPandamonium

Thank you. I was waiting for someone to say this.

(my dad's stolen money from me that way before. Only he didn't tell me. Thank bank told me, when i over drew my bank account buying a gallon of milk.)

#57 - On 10/11/2009 at 11:24am by boatkicker

I know how you feel. I had to give up a 40,000/yr tier one school for the same reason :(

#52 - On 10/11/2009 at 10:38am by FAKEstfu

sue.

#53 - On 10/11/2009 at 10:43am by aliealieawhoaa

Sounds like your dad may have a serious gambling problem, get him help NOW.

#54 - On 10/11/2009 at 10:53am by shaniqualee

you sound old enough to be out of the house if you're getting married. so why the fuck does your dad have access to your bank account?!!

#56 - On 10/11/2009 at 11:16am by flyboy57

Yes OP should have taken his father's name off - BUT his father shouldn't be such a shitty, self-absorbed, crappy f-cking father. I hope everything works out OP. Your wedding will still be wonderful, just don't invite your jackass father,

#58 - On 10/11/2009 at 11:41am by 110879

Punch him in the mouth as hard as you can. Father or not, that's theft.

#60 - On 10/11/2009 at 12:00pm by PoopskinTheLiar

why ppl choose YDI ?? its a real FML ... seems like people are choosing randomly just to be different

#62 - On 10/11/2009 at 12:08pm by Dydy

sue him, get the money, you win, he's in jail

#63 - On 10/11/2009 at 12:11pm by WhyworldWhy

Everyone blaming the OP doesn't seem to realize this tiny, seemingly unimportant detail.

Uh, it's HIS money. His father STOLE it out of his bank account. It doesn't matter what the OP should or shouldn't have done, the point is that his father shouldn't have stolen it. No one deserves to have wedding money stolen out of their bank account by someone that should be trusted beyond anyone else. That's theft and probably fraud, maybe even identity theft. That gets you prison time, it is a felony.

#64 - On 10/11/2009 at 12:25pm by McCarthyBros

Actually, if the dad is on the account, according to banks, its his money too. All there is to this is its immoral. Not identity theft, not fraud, and not really theft according to the law.

#65 - On 10/11/2009 at 12:35pm by kar89

Nobody needs a $38,000 wedding. Thats a DP on a house, not a party that lasts a few hours.

#106 - On 10/11/2009 at 9:31pm by ohJeeznotme

I highly doubt OP was going to spend all $38,000 on the wedding. He'll need some of it just to support him and his fiancee once they're married, but now all of it is gone.

#110 - On 10/11/2009 at 10:19pm by your_face

WHY WHY WHY do people allow their parents access to their bank accounts? Yeah, it sucks that your dad took almost $40k without asking you, but it's your fucking fault for letting him even get NEAR the money.

#66 - On 10/11/2009 at 12:53pm by avoidthegirl

Actually, OP, you have it wrong. Your dad cleaned out HIS bank account. If his name was on the account, it was his. It doesn't matter if you put all the money into the account.

So you learned an expensive lesson: if you put money into an account that belongs to someone else, you are giving them your money.

#67 - On 10/11/2009 at 1:05pm by FerrariCake

What's it like to live in world without ethics to balance logic?

#68 - On 10/11/2009 at 1:22pm by Dr_Balls

THANK YOU!
For everyone's name that is on the account, its their money. It doesn't matter who put it in there.

#118 - On 10/12/2009 at 1:05am by kar89

God, I can't believe these FML's involving parents lately. It makes me that much more thankful I have a mom that wouldn't ever do something like this =/ Aren't you supposed to be able to trust your parents/parent not to do something like steal almost 40,000 dollars from you?! I don't give a crap if his name was on the account that's awful! And I am also assuming your dad KNEW you had a wedding coming up and did it anyways. Even if his name is on the account I can hardly believe that's completely legal.

#69 - On 10/11/2009 at 1:22pm by PrinceTwilight17

wow that really sucks. ima say fyl big time.

and fuck all u guys sayin the op deserved it for not changing the account. most people think they can trust their parents and that they wouldnt steal money from their own child

#71 - On 10/11/2009 at 1:34pm by candycane33

Ok, for those who are curious as to why some people leave their parents' names on their account, this is a reason I haven't seen mentioned yet:
- It isn't always that people don't realize that their parents are still on their account, but in many legal situations it is practical. If the OP had ever been in a situation where he was abroad, or in trouble, or seriously hurts, etc. and needed money sent to him from his account, or wasn't able to reach his bank for whatever reason, he would be completely STUCK without someone else being able to access that money. My mother has always left my grandmother on her accounts for this very reason. That way, if she can't get to the money, at least someone else can. It doesn't matter what the situation is, if someone were to go to your bank and try and get money out of a single-person named account, no sob story about how your son is in jail and needs you to get the bail money is going to make the bank give you access to his funds.

This dad just absolutely abused the trust his son gave him.

#72 - On 10/11/2009 at 1:36pm by ostentatiously

oooh yeah fyl. :(

#73 - On 10/11/2009 at 1:39pm by katrinaa_13

sue his ass. or sell it to make the change back. either way.

#74 - On 10/11/2009 at 1:49pm by oh_my_damn

Well, you still have a fiancee, and hopefully her parents? Time to scale down the wedding.

#75 - On 10/11/2009 at 2:00pm by your_face

id kick ur dads ass and make him give me his credit card with the most money on it and use every cent in it, then id beat his ass again.

#77 - On 10/11/2009 at 2:15pm by tori96

I dont believe it would be all that hard for my mother to go to the bank impersonating me with my birthdate, SSN, address and all that other personal information that she knows so well and withdraw money from my account. Its actually not that hard to do. Try going to the bank without an ID and see how easy it is for someone who knows your personal info to take out your money, especially if they swipe your debit card like I'm sure a gambling addicted individual would have no qualms about doing. Lots of people assuming stuff here.

People with addictions dont always care about who they hurt in order to feed their addiction, my fiance has an aunt who would steal from family members left and right including her own semi-coherant senile mother untill she lost custody of her deaf child she used to defraud the government and ended up moving somewhere in Arizona. We all think it was drugs.

#78 - On 10/11/2009 at 2:21pm by disturbedchic

I really feel for you.....FYL

#79 - On 10/11/2009 at 2:24pm by gizmo_987

Looks like he now has $38,000 to pay back to you plus court costs!

#81 - On 10/11/2009 at 2:43pm by Nemephosis

Unfortunatly that does happen. However, I do have to say, when I had a joint bank account with my mom, her name did appear on the bank statement, and my deposit tickets. I knew she was there and I didn't need her permission to remove her once I turned of age. If he wasn't on your bank account I would be heading up there and raising hell. They had no right to release money to someone who wasn't you. fyl

#83 - On 10/11/2009 at 2:53pm by Wonder1308

I would disown your father and uninvite him to your wedding. He's addicted to gambling and will do it again. If he stole his own son's money he will steal from anyone.

#84 - On 10/11/2009 at 2:57pm by skyeyez9

YDI for letting other people have access to your bank account.

#87 - On 10/11/2009 at 4:00pm by deaditegirl

If you're old enough to be getting married, why the hell does Daddums still have access to your bank accounts?

#92 - On 10/11/2009 at 4:37pm by KarmaLanding

FYL for having your money "stolen." YDI for letting your dad "steal" your money. He wouldn't have legally been able to do that if he didn't have access to the account. If he isn't, then you can file a fraud report to both your bank and the authorities.

Odds are less than likely that you'll get any of it back outside of suing him. Of course, since he had to steal the money from you to pay anything off in the first place, it's less than likely he'll have the resources to pay back a lawsuit either... at least without paying you back on the credit of some other company, meaning that the only way for you to get anything out of this is for your pap to go back into debt. Regarding your father's luck, karma wins yet again.

#93 - On 10/11/2009 at 5:22pm by blastvortex

OP your father has a gambling addiction. If he has tried to get help on his own, honestly and truly, then give him your love. If he is anything like my dead (suicide) father who gambled away $600,000 before we even knew he had a problem (drained his mothers life savings, my brothers and my college savings, his life savings and the mortgage on our old house, would have drained my mother's life savings and cashed in her life insurance but was through her work) then break off all contact with him, and I mean ALL contact with him. If you have bonds, bank accounts, cds, anything then cash them out and have the bank remove YOUR NAME, they will not close out a joint account with two names unless both are present, leave his name on and save yours. Because this is a joint account he is within his full rights to take any and all money that is in it, my family learned that the hard way. People with gambling addictions are sick and a major threat to anyone around them. do not trust him for any reason. And to anyone who responds to this and think they know better please do tell and give your sources of information and not just opinion.

#95 - On 10/11/2009 at 5:57pm by icanpeestrghtup

I didn't know someone with a name like "icanpeestrghtup" could be so serious!

#99 - On 10/11/2009 at 6:35pm by SoreThroat

ROFLLL yesss hhahaa, that was great. ;D

#103 - On 10/11/2009 at 8:05pm by katrinaa_13

that totally sucks.
but really, your parents shouldn't be have access to your account.
my parents haven't been able to take from my account since i was 13. what's your excuse?

#96 - On 10/11/2009 at 6:03pm by carkel

Looks like your dad owes you $38,000. I'd charge interest. Not the kind you get on a mortgage, but more like what a gambler with a credit card can expect.

As for your wedding, that really sucks. Go with a small civil ceremony now and maybe you can put on a larger one later.

#97 - On 10/11/2009 at 6:03pm by cthulhu1138

your dad is evil but don't put him in a home when he gets old that would be more evil! =D

#98 - On 10/11/2009 at 6:12pm by trueleader

well if he had access then ydi, if he didnt then just go tell the bank and get his ass thrown in jail. if anything was forged or faked then its the banks fault for not catching it.

#100 - On 10/11/2009 at 6:48pm by Lucky2u

Totally your fault.

#104 - On 10/11/2009 at 8:23pm by fuckyourlifehoe

YDI, why the $&%# do you still have your dad on the account? Aren't you supposed to be getting married soon an being completely on your own? you are SUCH a dumb ass

#111 - On 10/11/2009 at 10:58pm by sportsnut

First, most dads know all your personal information and could have gotten in without being on the account if he had her full name, DoB, social, mother maiden name and whatever other personal info the bank asked for. My dad has done that to me.


ALSO:
"married soon an being completely on your own?"
1) Most married people are not on their own. They are with their spouse. Usually.
2) It's spelled a-n-D. I won't say anything more since I'm hoping it was just a typo. That I can understand, but unfortunately I have seen people that think 'an' mean the same thing as 'and.'

#113 - On 10/11/2009 at 11:05pm by boatkicker

What is it with all the freaking adults that have their parents on their bank accounts? ESPECIALLY if the parents have a huge amount of debt that needs to be paid off?
DUH?

#114 - On 10/11/2009 at 11:21pm by haweb

Lawsuit/chargeback. Figure it out.

#115 - On 10/12/2009 at 12:16am by TheKitsune

What a douche bag. You call THAT a dad?

#119 - On 10/12/2009 at 2:20am by st87

That's awful.
1) share your bank accounts with nobody. Absolutely nobody.
2) have a modest wedding - shoot for the 3-digit range. A good opportunity to not feed the Wedding Industry.

#120 - On 10/12/2009 at 6:20am by zedolor

Where do you live that you can have a wedding in the 3-digit price range? I can't even find a LOCATION for under $1000, and we've just got too much family to cram into our little one bedroom apartment. That's why I'm planning so far in advance (wedding is late may/early june of 2012) plenty of time to save up for it cause we couldn't afford to have anyone there otherwise, and I really want to have our families there.

#122 - On 10/12/2009 at 9:05am by boatkicker

Where do *you* live?

We got the location for the wedding, and the reception for 300 people for a little under $500 total for both. Add $25/plate for catered food/cake and you are still talking a cheap wedding. Not 3 figures, but not bad, either. Drop the catering and go buffet style and you can go about $12/head to feed everyone.

#126 - On 10/12/2009 at 11:40am by ozymandias

Wow. Nice. Maybe I'll have my wedding somewhere far away from home. Plane tickets and a hotel would probably be less than what I'd spend otherwise.

#128 - On 10/12/2009 at 12:57pm by boatkicker

In what hick town do you live? I was planning a wedding last year in Florida, and NOWHERE, I mean NOWHERE, could I do a reception for 300, including catering, for less than $6k. Location, music, food, cake, flowers, decor, dress, tuxedo, shoes, accessories. Unless you want to get married in a pair of jeans and barbeque in your mom's backyard, that shit isn't cheap. It amazes me that instead of focusing on the fact that his father STOLE from him (and it is a him. One person called him a 'she' and everybody followed along) you are giving him shit for wanting to have a nice wedding. Are you kidding??? There are some seriously effed up people on this site!

#131 - On 10/14/2009 at 3:11pm by cuz_i_said_so_27

seriously effed up people on this site? first of all, duh. secondly, you just made yourself sound like a pretentious douche bag with all that expensive wedding shit so you're not really in a position to judge the moral character of others. seriously, fuck you. there are so many people in this world that don't have anything and you're ridiculing someone for not wanting to spend thousands on one day of their life. i hate you.

#136 - On 10/18/2009 at 4:15pm by fuckmeamiright

There's always patricide.

#121 - On 10/12/2009 at 6:25am by busdrivertohell

YDI for not having your own bank account.

#123 - On 10/12/2009 at 10:54am by calypso_i

YDI for sharing your bank account with anyone.

#124 - On 10/12/2009 at 11:06am by ozymandias

Why would you let him know your bank information anyways?

#125 - On 10/12/2009 at 11:20am by jessimafur

can;t you lay charges for that.. that;s stealing...

#127 - On 10/12/2009 at 12:48pm by getfighted

can;t you lay charges for that.. that;s stealing...

#129 - On 10/12/2009 at 1:26pm by getfighted

Unless his father impersonated him, or otherwise committed a crime by taking the money by lying -- no.

The vast majority of these "FML" stories boil down to the parent/sister/brother was granted access by the account owner -- giving them the full legal right to do any transaction they wish.

#130 - On 10/12/2009 at 1:48pm by ozymandias

I don't get how everybody is assuming (notice the first 3 letters of that word spell 'ass') that the OP either a) gave his sperm donor access to his acount or b) had a joint account with the above mentined douche bag. He said nothing about anything of the sort, but here you all go jumping on the ASSume wagon! I would be more willing to bet that the DB had his son's SS# and DOB (which he would have since he was the "father" and I use that term loosely). My guess (notice I said "guess" not ASSumption) is that DB sperm donor committed identity theft, fraud and grand larceny by illegally accessing his son's bank account. OP should press charges ASAP. He shares DNA with his son, but that is as far as it should go.

And to the idiots who said his father raised him, therefore he "owed him": Please do the world (and any potential children)

#132 - On 10/14/2009 at 3:17pm by cuz_i_said_so_27

a favor and DON'T reproduce!

#133 - On 10/14/2009 at 3:30pm by cuz_i_said_so_27

Press charges. That's theft, dad or no dad. Maybe some time in prison will sort him out.

What a tool.

#135 - On 10/16/2009 at 7:46am by gothicwench

I don't know about you all, but I certainly trust my parents not to tap my bank accounts that they helped me set up when I was a teenager. They probably still have the information sitting around somewhere, but they don't go into my bank accounts and randomly use my money to pay their debts.

Now, if my father was a raging gambler with a mean streak of bad luck, that would be a different story. I'd also be slightly irritated (read: enraged) if he hid his addiction and then used my accounts that I trusted him with to pay off his debts. I would also press charges, and possibly disown him.

FYL. Press charges. Disown him.

#137 - On 10/20/2009 at 12:30am by DontMindMe

SUE & DISOWN!

#138 - On 10/23/2009 at 3:59am by xxneko13xx

My parents have no access to my accountds and I'm only 23 with a full time job. Don't trust anyone especially with money. Can't you press charges and recover its worth it

#139 - On 10/23/2009 at 3:42pm by nessa8557

I love these types of FMLs.. Parents clean or take a significant amount from their Kids' banking account, OP is fucked, several posts indicating how the OP deserves it for giving their parents access..


So you people are okay with parents taking thousands of dollars from somebody's account to cover a debt?

#140 - On 11/01/2009 at 7:52am by Darthbane2007

You're getting married in five months and your parents still have access to your account? That totally sucks, but I think it's time to take them off the "allowed list".

#142 - On 11/17/2009 at 12:19am by RandomCommenter

If i was you id kick his face in and then put my cigg out on his eye lid cut him open and sell his organs on the black market.

#144 - On 12/26/2009 at 2:52am by Jake1488

he's an arsehole... this pissed me off just reading it

#145 - On 01/27/2010 at 8:26pm by caramalcod

why does he have access to ur bank account??

#146 - On 03/08/2010 at 2:57pm by k1w1

Add a comment

Top of the page

You must have an FML account to comment.

Don't have an FML account yet ? Sign up to FML!


Your account

Team's blog

FMyLife, the book

Available NOW on: