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Problem is this is in the U.S. where children under 18 (used to be 19 or 20 in some states believe it or not) are required to have a parent sign on to their bank account with full access. The child can still spend the money but is considered a secondary on the account and as far as the bank is concerned the parent is the one who owns the money. That means that while the mother is a giant flaming pile of rat semen, she's legally protected and the money can't be replaced.

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67, not true for all banks. Where I work, you can own a bank account by yourself at age 16. And if you want an account at a younger age, you can choose who your "legal aged partner" is to sign with you. It does not have to be a biological parent. It can be a guardian, family friend, etc. as long as they sign responsibility over the account (this is in case you happen to have irresponsible parents like OP here). Also, for children's savings account, we require a minimum balance at all

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Who says kids can't have accounts? Many banks allow them, and some even let the kid deposit and withdraw money as young as 15 (minimum legal working age here). However, the parent still has full access to the account until the person is 18 and asks to remove their parent.

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That's true 70. Some banks don't require it. But most do as they consider anyone under a certain age to be a liability to the account, so they hold someone who's legally old enough to have responsibility to the cutting board. Which can backfire if you have horrible parents who steal all your money.

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I'm not sure if OP's mom was just getting money that the father owed her in the past, as the OP doesn't specify, but OP's father would not be having to pay child support if OP is over 18. Maybe they'll post a follow up and let us know more. (:

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whether she is over 18 or not the mums logic makes no sense. If the kid works for the money then it's theirs. if the father has decided to give the money directly to the child there is normally a reason. my stepdad pays money directly to my stepsister because other wise her mum will use it to get her nails done or buy alcohol. the money is to take care of the kid. it's hers or for food and her part of the bills

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Agreed. There's a certain irony to this, but all the same I am enraged that this is happening. Have been in that situation, and it is infuriating to realize that certain health-related situations could have been helped/fixed early on if the money was being used properly.

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To play devil's advocate, taking it from him doesn't mean it's not going to support him. She could have taken it to pay the mortgage, hydro, internet, etc. The money could still be used for things that need to be paid for the OP to have the life they're used to.

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If that's the case, she should have talked to her son and explained the hard situation they were in and asked him for his permission to either take the money or for him to help her out until they can get the child support from the courts. Which is what she needs to do. Contact the courts as well as the office for child support enforcement. She legally had no right to her child's money especially if he's over 18 and earning it himself. That is theft - "justified" in her eyes or not. T

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Although I do 100% agree with you, there's no way he's over 18 if we're still talking about child support here. There's also a good chance that she's on the account, which would make it almost impossible to charge her. On another note, I've known men who were supposed to pay child support, and every time the mother went after it, he'd quit his job. Eventually he just left the country. I'm not saying what she did was right, or that she shouldn't have asked him, and that she shouldn't repay him,

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If the child turns 18 and child support is not paid in full then even if they are over 18, child support is still owed. It doesn't stop just because they turn 18, it stops when there is a zero balance

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Well if OP is under 18, then they most likely have a shared account. I'm under 18 and my bank won't let have my own account. I have to share one with my father.

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In Canada parents can have signing authority until the age of 19, however, they cannot take funds out of the child's account without the parent present. Source: I work in a bank.

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