Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I learned I have over $10,000 in debt, despite never owning a credit card. Apparently, my ex-roommate had been replying to the credit card offers I was receiving in the mail. That also explains my missing driver's license a few months back. FML
Today, I went to the store to buy some groceries. Several hours later I realize that I can't find my wallet. After looking all over my house and then the store parking lot, I had my credit cards cancelled. On the drive home, I feel something under me. It was my wallet. FML
Today, I found out that my Mom had taken out a loan out on my car from the repo man taking my car away. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, I came home to found all of my belongings out on the street. My roommate, who is also my brother, apparantly neglected to pay his part of the rent, and we got evicted. FML
Today, getting home from a long day at work, I checked the mail and saw three envelopes from the IRS. Apparently I now owe over $4,000. I only have $2 in my bank account. FML
Today, I rented a car via an app for a family function. Turns out it was in default and was repossessed while I was there. I had to ride three hours back home with my girlfriend's dad, who probably thinks I don't pay my bills. FML
Today, I had to dump my girlfriend because of tons of trust issues that kept reappearing. Shortly afterwards, my credit card disappeared and I got to experience my first identity theft. All within 24 hours. FML
Today, while paying for groceries, I opened my wallet to find that all my cash had been exchanged for Monopoly money. FML
Today, I found out my credit card was maxed out to the penny, all thanks to purchases made on an online wine store. Apparently my mother was thirsty enough to steal from her own son. FML
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Top comments
gotuxdaddy 0
I think this post is fake. If you legit paid it all they would have told you that some of your things were repoed. If you did really pay off the debt go to the credit companies and demand your stuff back since you paid your debt.
Silent_Harmony 3
Dang how much did you owe?
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Comments (50)
RatIsKing 0
first! so close, and yet so far
Zhejan 0
Wait, if everything had been repossessed, then how would you be typing this? Wouldn't they have taken your computer? Also, why the hell would you be writing an FML about this instead of worrying your ass off and trying to get your stuff back? Fake.
boone_fml 0
not to mention if you had enough money to pay off all of the debt, you should have been paying off parts of the debt as you were collecting it, and they wouldn't have repoed your stuff.
redbluegreen 41
There is a possibility they used a cellphone. Or library computer. Think outside the box.
Brugge 0
basically this
Nex_Iuguolo 0
YDI for using your credit card too much. It's your fault our economy sucks now.
iAlwaysYDI 0
^^ agreed.
flakes_fml 0
YDI for having a credit card
roflcobra 4
Well, now you can use your credit card to buy new stuff!
elRey5 0
hahaha nice one
Silent_Harmony 3
Dang how much did you owe?
Sun_Kissed18 25
I'm guessin a lot :/ That really sucks OP
OneandOnlyOne 0
They don't repo unless you bought something like a car. I had credit cards, I know better.
diet_otaku 0
exactly, because credit cards just keep piling on the interest. eventually your credit's in the shitter and you can't buy anything, but they don't repo stuff. and even if they did, you're supposed to tell them when to expect payment so they DON'T repo your stuff an hour before you pay them.
Gelatin 0
YDI for waiting so long to pay.
WhatsUrNumber 0
Haha that's exactly what I was gonna say! Wow great minds think alike, eh?
gotuxdaddy 0
I think this post is fake. If you legit paid it all they would have told you that some of your things were repoed. If you did really pay off the debt go to the credit companies and demand your stuff back since you paid your debt.
Leon_S_Kennedy 0
YDI for not knowing how to shop smartly. People get credit cards not knowing how to use them smartly and when they dive into debt, they wonder how it happened.
hotmodel1234 0
This seems so fake cause who waits to accumulate a large sum of money THEN pay off the debt? With interest rates the way they are its ridiculous to leave money in savings with such a debt. At worse you go get your stuff back.
mj2123 0
You really think that everyone is this smart about money?
kukopia 0
Maybe he got a loan from a family member to pay off the debt. But I've never heard of reposession of stuff for credit card debt. They just keep racking on the charges and fees. They don't want the stuff.
Reyo 2
Or maybe all of this happened a while ago, but it seems like "today" since 100% of the FMLs NEED to have "Today" written into them. We;ve been over this before...Idiots... EDIT: Why is my comment showing up HERE instead of up there? ^^^
cucumberfabulous 7
Or maybe it happened years ago and they just submitted this story today....?!?
eatpussy 0
Maybe OP is a drug dealer and made enough "under the table" cash to pay it off?
blud 0
U kids are sad and need to learn to pk
Hermyoni 0
It could of been rental furniture. Some people buy it that way and if you default they will repo it. That is why I save and buy what I need. I know it's mine!