Today, I learned I have over $10,000 in debt, despite never owning a credit card. Apparently, my ex-roommate had been replying to the credit card offers I was receiving in the mail. That also explains my missing driver's license a few months back. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, I found out that my girlfriend of almost 6 years has put me in debt over $33,000. FML
Today, I received a surprise "absolute final notice" email for payment of an overdue fee from the university I withdrew from 6 months ago. Turns out, my old landlord has been hoarding their letters to me. As a result, my credit is now in the shitter and I had to pay an extra $120 in interest. FML
Today, I found out that I owe my college a little over $10,000. Why? Because, due to a slight misspelling of my name, the scholarship that I have been going insane trying to meet the requirements for is not actually giving me any funding. FML
Today, I got a call from my cable company in regards to a bill I didn't pay. I paid the bill two weeks ago in full, but they never told me the account changed when my name was put on the account. So now I owe $170 more, and my ex-roommate is getting a $140 refund in the mail. FML
Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
Today, I checked my university financial account to discover I owed them over $1000. The reason? They had apparently given me too much money when I applied for a loan and now want it back. Oh, and I spent my loan money on books and a laptop for school. FML
Today, I got a letter from the IRS informing me that I owed a debt of $80 dollars from 4 years ago, and that it has now grown to over $800 dollars, and it's due this month. FML
Today, I noticed my credit score increased by 30 points. Not understanding why, I checked credit karma and found out someone opened several credit cards in my name. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
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Top comments
lostfaithinpppl 19
This is fraud and is a felony. OP, turn him in and take it up with the credit bureau. He needs to go to jail for this.
dudeitsdanny 10
Get the idiot for identity theft. That's messed up. FYL for having a criminal roommate.
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Comments (66)
DancerLover08 0
That sucks. FYL
kxs401 0
Really though, the OP deserved it -- he sodomized his former roommate while the roommate slept, every night for a year.
brutallyhonest24 0
how the hell did your room mate think he wouldn't get caught? you should sue his ass for the 10k + emotional distress
zendaddy0 0
were going to need to get serious on this hold on let me call the wgb thats right the world Canadian buero
joemerchant2006 0
Ick. This is why there should be background checks on potential roommates.
ibemad_fml 0
wow. that sucks.
mikeyfresh1 0
thats terribellllll
dudeitsdanny 10
Get the idiot for identity theft. That's messed up. FYL for having a criminal roommate.
Sun_Kissed18 25
Still, even if it is fixed, thats quite a mess :/ at least he is your ex roommate so you don't have to deal with him anymore :)
lostfaithinpppl 19
This is fraud and is a felony. OP, turn him in and take it up with the credit bureau. He needs to go to jail for this.
TheGuyOverThere 0
You need to get the police involved. Plus, explain what happened to the credit companies and whatever the US equivalent is if the our Citizens' Advice Centre
Erindub 0
Found your room mate on Craigslist huh?
Caayouteepie 0
sue his ass.
patticake1601 0
good luck clearing your name. Husbands ex-wife did the same thing to the tune of $124,000. We reported her, the FBI got involved but she fled the country and they cannot bring her back because she pays off the police where she is. It has taken me 7 years and over $20k of my own money to clear his name. Good luck OP. I feel for you
BackHurts 0
holy shit! doesn't the FBI have jurisdiction (sp?) overseas?
SpartanCEL 6
Not legally in non US territory
swampbaby985 30
Extradition?