Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I learned I have over $10,000 in debt, despite never owning a credit card. Apparently, my ex-roommate had been replying to the credit card offers I was receiving in the mail. That also explains my missing driver's license a few months back. FML
Today, I went to the store to buy some groceries. Several hours later I realize that I can't find my wallet. After looking all over my house and then the store parking lot, I had my credit cards cancelled. On the drive home, I feel something under me. It was my wallet. FML
Today, I found out that my Mom had taken out a loan out on my car from the repo man taking my car away. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, I came home to found all of my belongings out on the street. My roommate, who is also my brother, apparantly neglected to pay his part of the rent, and we got evicted. FML
Today, getting home from a long day at work, I checked the mail and saw three envelopes from the IRS. Apparently I now owe over $4,000. I only have $2 in my bank account. FML
Today, I rented a car via an app for a family function. Turns out it was in default and was repossessed while I was there. I had to ride three hours back home with my girlfriend's dad, who probably thinks I don't pay my bills. FML
Today, I had to dump my girlfriend because of tons of trust issues that kept reappearing. Shortly afterwards, my credit card disappeared and I got to experience my first identity theft. All within 24 hours. FML
Today, while paying for groceries, I opened my wallet to find that all my cash had been exchanged for Monopoly money. FML
Today, I found out my credit card was maxed out to the penny, all thanks to purchases made on an online wine store. Apparently my mother was thirsty enough to steal from her own son. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
gotuxdaddy 0
I think this post is fake. If you legit paid it all they would have told you that some of your things were repoed. If you did really pay off the debt go to the credit companies and demand your stuff back since you paid your debt.
Silent_Harmony 3
Dang how much did you owe?
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (50)
Muggaar 0
I think they'll tell you before they repossess you shit 0_O. Isn't considered stealing. I smell fakeness. Like a lot of people said before about credit cards and how they don't repossess. If it was a car loan, then it would be quite a dumbshit of you to save up like $20 000 + interest to play it all at once.
yourkiddingright_fml 0
Bullshit!
corby_fml 0
you deserve it for being enough of a moron to pay for everything with a credit card
Jason_Q 4
YDI for not being a grown up and paying off your debt.
mikeyjoshy 0
HUGE LIE!! They can't repossess anything you buy on credit! I worked in credit card collections.
flgal 0
so they break in houses to repo unsecured debt? that's a first
Dancerchick1895 0
haha a perfect way to sum up the entire conversation for this FML :D
evilbrent 0
I think you misunderstand the term 'own'.
LilaBear 2
...can they honestly come in and take your stuff when you're not even there? I kind of doubt it. That'd have to be breaking and entering. not to mention you'd have to have a pretty freaking huge debt for them to reposses so much... I didn't think you could rack up that much debt on just a credit card.
were_giraffe 2
they don't repossess things if you're making payments on time... so it sounds more like payments were not on time until the end...
ohnoyouDINT 0
ydi for being a credit ***** and liar