reason one I'm not getting married.

just because you don't have a ring doesn't mean your not engaged. get over your money need and start living on love

my fiancé didn't have any money so I have a cheap ring. it's not the ring that matters. it's how much u love each outer

just about to say the same thing 49 and 57

engaged is NOT about wearing a ring. it's a promise to Marry you fool

BUT, this shows how irresponsible he is with his money. He bought a ring he couldn't afford and then defaulted on the payments. If this is how irresponsible he is with his money now, it's probably not going to change. For me, Im into stability before I get married. Money is one of the leading causes of divorce, and I would prefer it not be an issue whenever I get married. So expecting myself and a future husband to have stable incomes that keep us comfortable is not asking too much.

At first I read that as "marriage is the leading cause of divorce." Also true. I've been engaged for a little while now and I don't have a ring. My fiance and I simply love each other and that's enough for us. There is a ring in the works, but it's nothing extremely fancy or expensive.

Harmony, that actually shows more financial responsibility/stability that the OP's fiance. Im not saying I want to be rich or anything, but I do want to be comfortable. Don't want to be struggling all the time, and if the OP's fiance is biting off more than he can chew, I wouldn't be ok with that. It shows a lack of discipline with finances. I'd hate to see how he handles the rest of his finances, i.e. rent, car payments, insurance, etc., etc.

that's y I'm not gettin married just remember the 3 rings 1) engagement ring 2) wedding ring 3) n the suffeRING

This doesn't show how irresponsible he is. For all we know this is months later and he lost his job. He probably had enough to pay for the ring when he originally got it.

noype: Actually, the MOST fiscally responsible thing to do would be to save up and buy the ring outright. You have to think ahead and plan for things like that.

you're 16 and write like you're six. good luck with that engagement there!

like!! wait... not facebook. woops

I completely disagree with the people who say it's not about the ring. Size does matter. You want size and quality. At the same time, you need to buy a ring you can afford. You should NEVER finance a ring. The only time you should ever take out a loan is for your house. If you can't pay cash, you can't afford it.

atleast you have true love and are clearly not marrying for cash

weird and tt318...it really doesn't matter about the size or quality. And I think it's fine to take out a loan, or just do a pay over time. I mean my mom's ring was 7.8k and we already have loads of bills, so paying over time is great. So you shouldn't make predictions just because of what just happened now.

god dude im lolling so hard right now, you are so funny!!! LOL!

Stop dating cheap fools! Go get a real man.

22cute "hes too poor for a multi thousand dollar ring? DUMP HIS ASS CUZ ONLY MONEY MATTERS" ...stfu

You'd base your decision to marry or not to marry someone based on their financial background??

Wow are you ever shallow. So basically, if a guy can't afford to buy you, you won't marry him? And no, that wasn't a typo. I don't have an engagement ring, and I'm married. I don't want my husband to waste hundreds of dollars on a stupid ring. That money is better spent on, well, pretty much ANYTHING else! And I don't see what is the problem with her paying for it. Seriously... if you're about to get married, then his money is your money and your money is his money. It all comes out of the same pool. What I think it REALLY ridiculous is they ended the engagement simply because they can't afford a ring. Obviously, marriage is not this woman's topmost priority. It's shiny trinkets.

IT'S ALL ABOUT SECURITY.. WHY WOULD A WOMAN WANT A MAN THAT CANT PROVIDE FOR HER? THAT'S NOT BEING SHALLOW ITS REALISTIC.

I completely agree on the points of not needing a ring to be engaged (or married), and that the OP shouldn't be expecting a man to "buy" her. However, I will concede in one area about the OP's significant other. He purchased an expensive item without having the funds to pay for it, which shows financial irresponsibility. Perhaps he had expected some money to come in, which didn't work out. But still, you shouldn't go purchasing something impractical if it means you won't be able to make ends meet. Not just a ring, but any unnecessary large expenses. This doesn't really seem like the OP's motivation, I'm speaking a bit more from my perspective. I see the ability to manage one's finances as an important part of being an adult, and since it is something which I have done for myself, I would expect a degree of it in anyone that I choose as a life partner. It's well-known that financial stress is one of the main causes of marital disputes, and even divorces. It probably would be best to postpone marriage until he gets his finances sorted out a bit better, although that could be accomplished through a longer engagement, not canceling it altogether.

Birds, correction: an engagement ring is thousands of dollars at least, if not tens of thousands.

No, a DIAMOND engagement ring is thousands of dollars. I'm quite happy with my emerald engagement ring, which cost hundreds of dollars, as birds said. Somewhere between 3 and 5 hundred.

My diamond engagement ring cost less than $500. It's called finding the sales and getting a smaller diamond (or a diff stone). Buy what you can afford and save the money for house/retirement/raising kids (if you want them).

Not so, legally speaking an engagement ring is usually not considered a gift. It is given in contemplation of marriage, and in most jurisdictions is considered part of a contract that ends with a marriage occurring, if the marriage does not occur, the ring needs to be returned.

I thought that it depended on who ended the engagement. If it's from the end of the ring-giver, then the ring remains with the giftee. If the giftee ends the engagement, then the ring goes back to the giver, no?

it varies from state to state.

LOL!

# 7 very funny! I see you read the other fmls

I could never love a woman that couldn't afford to buy me a ring/sarcasm

It's not really about being materialistic I don't think. It was a gift he's expecting her to pay for after already giving it to her. She might have been happy with something much cheaper for all we know, and he might have been the one to decided that no ring meant no engagement.

That's how it sounded to me too. Like he could afford the ring when he bought it, but lost his job and can no longer pay for it.

if you don't have the cash on hand to pay for something in full, you can't really afford it.