Today, I went to my university bookstore and tried to use my debit card to pay, but got the "Insufficient Funds" notification. I was buying a single postage stamp, which costs 57 cents. FML
Collection
Thanksgiving
Questions about your love life, a burnt turkey and the cousin who knows everything: Thanksgiving, a contact sport.
Today, I was so broke that I paid for a $0.28 candy bar with my credit card. FML
Today, I went to the self-checkout line at Walmart. When I tried to pay, the cash wouldn't go in, so I stood there trying to cram money into the thing that's supposed to take your money. What I didn't realize was that there was a sign up top that said: "No Cash. Cards Only." FML
Today, after already having a terrible day, I went to Starbucks for an espresso. Being nice, I put the last dollar I had in my wallet in their tip jar. While paying for my drink, my card was denied for insufficient funds. The world hates me. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, I lost a book. I'd used my credit card as a bookmark. FML
Today, my Visa card randomly stopped working. I have no other way of getting money or paying for anything. I was going to buy next week's food tomorrow, but I guess I'll just starve instead. FML
Today, as soon as I put my card into an ATM, the words "Out of Order" popped up and it would not return my card. Since I was at the bank, I got a free replacement. Trying to draw money again the second machine did the same thing and a third card costs more than what I have in my account. FML
Today, I went to have a drink with my friend. On the way I withdrew 20 bucks and when I arrived at the bar I realised I had taken my credit card but not the banknote. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML
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Top comments
NorfolkDude 2
One time when I was 16, I wrote a check and got charged 30 dollars by the bank for overdrawing my account. What was the magical purchase? A soda... for $1.05. Life lesson learned: learn to balance your account! So you'll have money to spend, even for silly things like stamps, sodas, or whatever.
cthulhu1138 1
You used a debit card to buy one stamp!? I'm surprised they'd even consider accepting it.
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Comments (66)
NorfolkDude 2
One time when I was 16, I wrote a check and got charged 30 dollars by the bank for overdrawing my account. What was the magical purchase? A soda... for $1.05. Life lesson learned: learn to balance your account! So you'll have money to spend, even for silly things like stamps, sodas, or whatever.
Duckasaurus 0
why the hell do you pay for a soda with a check? and why **** did you try to pay for a postage stamp with a debit card?
bugmenotmofo 34
hey, at least you didn't get an overdraft fee for $30. The new york times did an article about overdraft fees earlier (this is not spam, this is information) http://www.nytimes.com/2009/09/09/your-money/credit-and-debit-cards/09debit.html
The_Pleb 0
4th comment!!!!
fae_fml 0
THIS.
lordash 0
TBF you deserve what you get for trying to use your card for 57 cents. Next time, go to the ATM and take some cash out - and check your balance at the same time. Its because of people like you that I end up queueing 10 minutes longer than necessary in the supermarket when I'm on lunch. There is no excuse for even considering paying for something under $10 on card.
cami197934 3
Exactly!!!
benshady 0
try applying for food stamps
ruben7467 0
people. you really need to know how much money you have.
cthulhu1138 1
You used a debit card to buy one stamp!? I'm surprised they'd even consider accepting it.
Inked2009 0
It's your own fault, you need to keep on top of checking your account online.
Sun_Kissed18 25
Get a job?
dancingyrlie 1
if you are irresponsible and weren't paying attention to how much money you had in your account ... YDI. if you balance your account regularly and knew you had $1,000, and this post is about how you discovered someone had stolen your identity and charged shit to your card ... FYL. need more info, OP!
alexandriababyy 0
why would you even try buying that with your debit? even homeless people carry around a little more than that in change. maybe you should start pan handling.
notsponsored3043 0
you deserve the shit outta that.... 57 cents is chump change! go round up some spare change instead of buying that on debit
realsiq 0
go look under your car seats, you will find the money there