Today, I went to my university bookstore and tried to use my debit card to pay, but got the "Insufficient Funds" notification. I was buying a single postage stamp, which costs 57 cents. FML
Collection
Thanksgiving
Questions about your love life, a burnt turkey and the cousin who knows everything: Thanksgiving, a contact sport.
Today, I was so broke that I paid for a $0.28 candy bar with my credit card. FML
Today, I went to the self-checkout line at Walmart. When I tried to pay, the cash wouldn't go in, so I stood there trying to cram money into the thing that's supposed to take your money. What I didn't realize was that there was a sign up top that said: "No Cash. Cards Only." FML
Today, after already having a terrible day, I went to Starbucks for an espresso. Being nice, I put the last dollar I had in my wallet in their tip jar. While paying for my drink, my card was denied for insufficient funds. The world hates me. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, I lost a book. I'd used my credit card as a bookmark. FML
Today, my Visa card randomly stopped working. I have no other way of getting money or paying for anything. I was going to buy next week's food tomorrow, but I guess I'll just starve instead. FML
Today, as soon as I put my card into an ATM, the words "Out of Order" popped up and it would not return my card. Since I was at the bank, I got a free replacement. Trying to draw money again the second machine did the same thing and a third card costs more than what I have in my account. FML
Today, I went to have a drink with my friend. On the way I withdrew 20 bucks and when I arrived at the bar I realised I had taken my credit card but not the banknote. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML
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Top comments
NorfolkDude 2
One time when I was 16, I wrote a check and got charged 30 dollars by the bank for overdrawing my account. What was the magical purchase? A soda... for $1.05. Life lesson learned: learn to balance your account! So you'll have money to spend, even for silly things like stamps, sodas, or whatever.
cthulhu1138 1
You used a debit card to buy one stamp!? I'm surprised they'd even consider accepting it.
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Comments (66)
Reefer_Madness 0
you fail at balancing your checking account, YDI... bigtime
noshitsherlock 0
HAHHAHA YOU DESERVE IT! Come back when you can afford it!
life_can_suck21 0
I know how to balance my checkbook fairly well and im 12...
youEQUALtosser 0
YDI. Who the hell pays for 57 cents with a card?
whipped_cream 0
What's your address? I'll send you a whole dollar. =]
No_fyl_cuz_ydi 0
some places won't take a card if the amount is under a dollar ydi for not keeping track of your spending now go get a.job
himiranda 4
i've been there haha. it was depressssing
ragsy 7
I hope you aren't a finance major.
abbymybowl 0
1.) why would you purchase a postage stamp with a debit card? 2.) most small businesses have to pay processing fees, so they don't accept purchases on cards for less than 5$, or else they end up losing money.
ssnickel 0
You used a DEBIT CARD for 57 cents? If you don't have enough cash to pay for anything less than 20 bucks you don't deserve to have it.