Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I had money set out to pay bills, for a gift, and to put in a card as my cousin's wedding gift. I was rushing and not paying attention and ended up putting all of the money in the wedding card. $400 from one person. I guess I'll have no cable or cell phone this month. FML
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I overdrew my account and ended up paying an extra 35 bucks for a 1.99 item. It was an application on the iPhone that is supposed to help me keep track of my money. FML
Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I received a new debit card, so I cut the old one into pieces. I then picked up my remaining card, and realized I'd cut up the wrong one. FML
Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML
Today, I found out that I've been paying student fees for the wrong account. Apparently I have been paying for some other student's tuition. FML
Today, my daughter, whom I consigned a credit card for, told me she was in a bit of financial trouble. It turns out that she was trying to pay off her credit card with the same credit card her bill was for, and couldn't figure out why it wasn't working. FML
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Top comments
RhymePrime 7
pretty sure you can cancel payments on credit cards
RichardPencil 32
You can get some of your money back. You're gonna get fat-fingered by that credit company with some bs "transaction fee," or the like.
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Comments (10)
RhymePrime 7
pretty sure you can cancel payments on credit cards
Grizz8831 14
call the credit company or your bank. they can probably fix the mistake from their end pretty easily. the bank should have the ability to make just about anything happen related to your account, and it may be free (not sure if the have a fee for such things)
RichardPencil 32
You can get some of your money back. You're gonna get fat-fingered by that credit company with some bs "transaction fee," or the like.
Fata Morgana 1029 9
I guess I've been lucky. Every time I've made a payment by phone, I've been asked to confirm if everything is correct.
spinspinsugar 12
call the bank
rotflqtms_ 21
for me, my card payments don't usually go through the same day and I'm able to cancel payments. Call your credit card and/or your bank and cancel the payment before it goes through. And next time, actually look at what you're doing because I'm almost sure they all have confirmations before you pay and 299 instead of 200 should be a discrepancy you'd notice if you reviewed it. Now lesson learned. Always review your payments, don't just skip through stuff.
DarkAngelsBlade 25
You didn't explain something right. A paid off card doesn't get overdrafted...
timinator5000 28
Right? Paid off means 0 balance in my head. Or, closed, which means it wouldn't be charged anyways.
wrenavery90 12
So cancel it.