Today, I went to my university bookstore and tried to use my debit card to pay, but got the "Insufficient Funds" notification. I was buying a single postage stamp, which costs 57 cents. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I was so broke that I paid for a $0.28 candy bar with my credit card. FML
Today, I went to the self-checkout line at Walmart. When I tried to pay, the cash wouldn't go in, so I stood there trying to cram money into the thing that's supposed to take your money. What I didn't realize was that there was a sign up top that said: "No Cash. Cards Only." FML
Today, after already having a terrible day, I went to Starbucks for an espresso. Being nice, I put the last dollar I had in my wallet in their tip jar. While paying for my drink, my card was denied for insufficient funds. The world hates me. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, I lost a book. I'd used my credit card as a bookmark. FML
Today, my Visa card randomly stopped working. I have no other way of getting money or paying for anything. I was going to buy next week's food tomorrow, but I guess I'll just starve instead. FML
Today, as soon as I put my card into an ATM, the words "Out of Order" popped up and it would not return my card. Since I was at the bank, I got a free replacement. Trying to draw money again the second machine did the same thing and a third card costs more than what I have in my account. FML
Today, I went to have a drink with my friend. On the way I withdrew 20 bucks and when I arrived at the bar I realised I had taken my credit card but not the banknote. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML
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Top comments
NorfolkDude 2
One time when I was 16, I wrote a check and got charged 30 dollars by the bank for overdrawing my account. What was the magical purchase? A soda... for $1.05. Life lesson learned: learn to balance your account! So you'll have money to spend, even for silly things like stamps, sodas, or whatever.
cthulhu1138 1
You used a debit card to buy one stamp!? I'm surprised they'd even consider accepting it.
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Comments (66)
Askarlupka 0
when I tried to use my debit card on a candy bar the cash register rejected it because the amount wasn't over a dollar but I still had money in the account
gordonskatespc 0
welcome to college
Diogen 0
Who pays for a single stamp by debit?
jonny2x4 0
How broke are you? How do you afford to eat every day? You might was to consider getting a job. Maybe something like prostitution, er, I mean escorting. I mean, c'mon, using a card to pay for a single stamp?
mk810 1
You don't even have 57 cents in your account? wowww **** this recession
frostie 0
poorcollegestudent, i know how embarrassing it is. I was in the store buying a packet of stamps, with a line of people behind me. The cashier ran my debit card along the swipe machine, and turns out i only could afford to buy one stamp. MOST. EMBARRASSING. MOMENT. EVER!!!
xenomorph 0
Check your account. Perhaps your parents withdrew money under the table? I had the opposite happen to me. I was *not* keeping track of my spending, and my parents were secretly adding money to my account. I thought I had rationed out $100 for the whole year, but in reality I spent over $1000.
ali89246 0
i hear ya
ti3n_t 0
ydi for using your debit card on anything less the 5 dollars. Who the hell goes to the candy store, buys a lollipop and uses a debit card... same principle. Asif you wouldn't birng at least a dollar in ur purse/wallet.
sbluen 0
Anyone who doesn't have time to count change.
gremlin87 0
sometimes the bank will not allow the card to be used if there is $10 or less in the account. So doesn't necessarily mean you didn't have enough to buy postage... although you still are pretty damn broke. YDI for not checking up on your balance.