Today, I went to my university bookstore and tried to use my debit card to pay, but got the "Insufficient Funds" notification. I was buying a single postage stamp, which costs 57 cents. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I was so broke that I paid for a $0.28 candy bar with my credit card. FML
Today, I went to the self-checkout line at Walmart. When I tried to pay, the cash wouldn't go in, so I stood there trying to cram money into the thing that's supposed to take your money. What I didn't realize was that there was a sign up top that said: "No Cash. Cards Only." FML
Today, after already having a terrible day, I went to Starbucks for an espresso. Being nice, I put the last dollar I had in my wallet in their tip jar. While paying for my drink, my card was denied for insufficient funds. The world hates me. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, I lost a book. I'd used my credit card as a bookmark. FML
Today, my Visa card randomly stopped working. I have no other way of getting money or paying for anything. I was going to buy next week's food tomorrow, but I guess I'll just starve instead. FML
Today, as soon as I put my card into an ATM, the words "Out of Order" popped up and it would not return my card. Since I was at the bank, I got a free replacement. Trying to draw money again the second machine did the same thing and a third card costs more than what I have in my account. FML
Today, I went to have a drink with my friend. On the way I withdrew 20 bucks and when I arrived at the bar I realised I had taken my credit card but not the banknote. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML
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Top comments
NorfolkDude 2
One time when I was 16, I wrote a check and got charged 30 dollars by the bank for overdrawing my account. What was the magical purchase? A soda... for $1.05. Life lesson learned: learn to balance your account! So you'll have money to spend, even for silly things like stamps, sodas, or whatever.
cthulhu1138 1
You used a debit card to buy one stamp!? I'm surprised they'd even consider accepting it.
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Comments (66)
cmac86 24
welcome to college.
strata8 0
They wouldn't let you use a debit card. They would have actually lost money if they did.
Paige_Nicole10 0
why were you using your debit card for fifty something cents? just to let you know, the charge the bank charges for the transaction probably cost more than the stamp.. ydi
postaltubealex 0
i must say i can sympathise with this person. once my card declined, albeit for a university textbook, and i had never been so embarrassed in my entire life.
rayan09 0
looool
tingting1 0
wow.. that's embarassing
jetranger778 0
lol. every one in Alberta is stupid. oil sucking retards!
CanadasTX 0
Shut up. So yes, this was a stupid FML. Alberta is not a completely idiotic province. Where are you from? Some hick town in Saskatchewan?
deelightful 0
You're a moron. You can't pay for anything under a dollar with a debit card. That's why it said insufficient funds. Why do you have a debit card if you don't even know how it works? And who buys just one stamp? FAKE!
gz_fml 0
I go to college and I never have cash on me. That is the purpose of my debit card. To take the place of cash. I have made extremely small purchases on my debit card because I carry no cash. Its not dumb to make those purchases. With myself I find it easier to keep track of my money in debit form rather than cash, I'm less likely to spend it on frivolous things or even lose it.
joshizzle3 1
Just be glad it told you and you weren't charged the overdraft fee