By Celina - 12/01/2009 09:55 - United States

Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
I agree, your life sucks 28 775
You deserved it 5 366
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Top comments

serially 0

that's why you're supposed to keep track of your transactions and balance on your own... it's called being an adult.

101 8
toli_fml 0

that's due in part to the bank's "automatic overdraft" protection, which essentially is taking out a line of credit with ridiculous interest from the said bank. Have them turn this off, so that way when you go to buy a $7 sandwich, and you only have $5 in your account, it won't work. Better to be embarrassed there than pay $25 + interest later. They bank will try and talk you out of it, and may even act like they can't do it, but demand them to turn it off. You'll be better off in the long run, spending only the money you have.

58 2

Comments

indyme 0

Banks are evil. When I was younger, they just declined your card. And they updated your balance immediately. There was none of this taking a week to post crap! As much as I hate to endorse an evil corporation like Walmart, the walmartcard (walmartmoneycard.com) has actually saved my husband and I, since husbands are incapable of giving me his receipts so I could balance the checkbook... Look into it or something similar...

2 0
nieska18 0

i dont get why people spent theyre money close to being $0. i get ppl have bills n shit, but nobody saves anymore?

1 2
Reika_fml 3

Let me guess: Wells Fargo?

0 1
mc1900 4

whine whine whine. try spending less than you earn

2 3
finalyearsofhate 22

like others have said, completely your responsibility to keep track of your transactions. can't blame the bank when they'll tell you straight up that it may take days for certain things to clear. maybe you shouldn't have a checking account.

6 0
Frankisk8 0

go to walmart. 3 bucks out of your check...you can cash it.

1 0
lincolnkite 6

Sounds like one of those Math problems. If Johnny has 3 apples...

1 1
djskidd 9

Man, I hope everything worked out, OP.

1 0
mrsmaglietta 6

number one you are responsible for your Money and your spending number two a bank can hold deposits as part of a federal regulation and 3 banks can only charge 4 overdraft charges per day that transactions take place so the only way you would become that negative is if u continued to spend without monitoring your account. don't blame others for your stupidity.

3 1