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If you know exactly when your paycheck hits your account, why are you spending money you know you don't have? It happens on accident every now and then, but it sounds like this happens a lot to you.

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the bank calls to tell him he ows them money but he only gets his money at the end of the month and this is the third time this week they have called to tell this

If you know exactly when your paycheck hits your account, why are you spending money you know you don't have? It happens on accident every now and then, but it sounds like this happens a lot to you.

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