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I've been there so I can say from experience that it is 100% your fault. If you had the cash, you should've dropped it into your account before cheques came in. Also, why didn't you just deposit $20? Then you'd at least have $60 in your pocket. If you've never overdrawn your account before, you could ask the bank to reverse the fees as a one-time courtesy.


YDI. What, did you think banks suddenly stopped charging overdraft fees? Usually they are $35 a pop though, so FYL for having a shitty bank. Unless you have multiple overdrafts. Then YDI even more. Why would you drop cash into your account when you don't have anything to live on?

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