Today, some genius shot through a red light, hitting my car and nearly killing me. When I went to ask if he was okay, the first words out of his mouth were, "I hope you have insurance". FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I stopped at a yellow light. The guy behind me did not. He had no insurance. FML
Today, I was hit by a car speeding through an intersection after the light had already turned red. Still partly blacked out, I crawled onto the sidewalk and I sat down. The woman rolled down her car window and yelled, "Watch where you're going!" as she drove by. FML
Today, I was driving to work and stopped at a stop light. A full 2 or 3 seconds passed, followed by a car rear-ending me. The idiot driving it got out and gave me hell, calling me a maniac because I braked "too quickly" and didn't give him a chance to react. FML
Today, I almost got run over on my bike by a truck who raced through a red light. After narrowly avoiding a collision, the car slowed down. Instead of apologizing for almost killing me, the driver stuck his head out of the window and yelled, "Nice ass!" FML
Today, an absolute cretin of a lorry driver ran into the back of me as I was slowing down for an orange light about to go red. My car is totalled and he had the nerve to tell the police I had brake checked him on purpose, probably for an insurance scam, and that it was all my fault. FML
Today, I got rear-ended. In possibly the scariest part of downtown. At night. By a man who spoke hardly any English but managed to ask if I would go out dancing with him instead of calling my insurance company. FML
Today, I got rear-ended at a stop sign on a seldom used road in my neighborhood. As I open my car door to trade insurance information with the guy, he backs up a little and speeds away, taking my car door with him. FML
Today, I got into a car accident. The guy wouldn't give me his information, but instead stood there saying, "Like a good neighbor, Statefarm is there." FML
Today, I got hit by a car while going out for a jog. As I writhed on the floor in pain, I heard the driver say, “Sorry!” and the sound of tires squealing. He’d sped off. I didn’t get a chance to get his license plate. FML
Today, I decided to be a good driver and not run through the yellow light. As soon as I stopped my car another came and rear-ended me. The guy told me to go in the parking lot so we can exchange information. So I drove into the parking lot, I turned my head and watched him drive away. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
1DisGR8 32
At least you know you're a great human being for asking if he was okay even though you're the one who almost got killed!
mellib381 15
Careless son of a b****
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (92)
theoldman 22
Need a follow up!
Zebediabolical 45
If it was my fault I'd ask about insurance too. If you're not licensed and insured I'll make sure that you never see a penny. In fact, if you try to push me on it, I'll pile on and sue you personally for whatever injuries and damages I caused to myself while hitting your car. Because you're not licensed and insured to be on the road legally.
Fairyjoshy 13
Let me guess, you're the kind of person that tailgates people going the speed limit?
DizzyDancer 3
Sounds good in theory except if someone doesn't have insurance then you can collect any money from them to fix your car, pay hospital bills etc. You can choose to sue them but someone without a license or insurance probably doesn't have a lot of savings nor assets. so texhnically.you waste your time and money on an attorney to sue them and even if you win they never have to actually pay you, but you still have to lay your attorney. That is why uninsured drivers are such a pain.
Zebediabolical 45
See, I'm in Canada. Where the health care is free and, locally at least, the the auto accident lawyers don't get paid unless you win. So it would cost me time and I wouldn't be out of pocket. As for getting money, well, between GST/HST rebate checks from the Federal government and tax refunds to put a claim on, I'd get paid. Eventually.
dianafefifofana 2
You kinda sound like a dick.
Zebediabolical 45
I think the dick is the person driving with no license or insurance personally.
MidnaLink 35
"I do. You better not have a ****-ton of money that I can sue you for, asshole". I want to revoke my own licence so badly…
seeraww 8
Had the same shit happen to me. Glad you're okay!
DaRito 25
Kill him
fpants2010 18
Reminds me of the Dane Cook skit - "why did you stop at a red light and let me hit you doing 80?!" I wish people would own up to their mistakes.
ec03 4
the dude is a flat out jackass, **** his ass and sue the son of a bitch
worldclassrager 41
Well do you? Still either way you have no fault on this accident
ptellini 7
He better have insurance lol
holdaloverclose 14
Hope you're okay, OP.