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hendrixisgod86 This FML is from back in 2015 but it's good stuff Crestview, United States

Moron

Today, some genius shot through a red light, hitting my car and nearly killing me. When I went to ask if he was okay, the first words out of his mouth were, "I hope you have insurance". FML

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Halloween

A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.

Same thing different taste

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At least you know you're a great human being for asking if he was okay even though you're the one who almost got killed!

Careless son of a b****

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Comments (92)

This happened to my boyfriend. However, the cop wrote on the report that it was his fault even though the car ran the red light. Hope that doesn't happen to you OP!

OP lives in Florida, so I don't know...

MommyTesta 9

depending on the state, even if a car runs a red light it's still the other cars fault due to a law in several states. you have to make sure the intersection is clear before you proceed. as dumb as it is, it's a law. and the insurance companies enforce it.

doesn't this mean the other car already has to be in the junction? If OP was T-boned then it can't be his fault...

Happened to me too, an ass talking on his cell phone T-boned me and my insurance said that to "make less trouble" they'll say it's my fault when it was clearly his.

It was safe to proceed, but since the road is curved I'm assuming the lady didn't know it was red despite the other cars in all the other lanes were at a complete stop. The collision also nearly killed my boyfriends dad. He was inches away from the impact since he was on the passenger seat.

What a moron.... Glad you seem to be okay though!!!!!

I say you "accidentally" kill him in his sleep.

I would of slap I'm across the face for talking to me like that after me made the mistake!!! it will be okay OP when he's paying for your car to be fixed

This man needs to get his priorities straight...smh

hope he was talking to himself

Props to you for making sure he was alright, as opposed to being really pissy like he apparently is

Like a good neighbor, state farm is there... With a butcher knife!

What a moron! At least you checked to make sure he was alright.

Then did they send you a friend request on Facebook? But seriously what a jerk!