Today, my mother came over again to help me work on my Student Aid application. She also brought over the savings bonds that she has been accumulating since I was born to help pay for college. Turns out they won't reach maturity until I'm thirty. She never bothered to check out this fact. I'm screwed for college. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I realized my mom, whom I've been distant with for a few months, doesn't know her birth date. She's in her thirties and I need to apply for a university loan but it's impossible without her NIN, and she knows that. FML
Today, I found out my mom took around $2,500 from my savings account to pay off my sister's college tuition. She recently flunked out of her studies and won't be returning to college anyway. FML
Today, after being accepted into the college of my dreams, I found out that my mom has spent all my college savings on alcohol over the years, and she says that it's my fault for not "helping her get help." FML
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I discovered that when my parents offered to help me pay for college, what they really meant is they would get the forms for me to apply for student loans. FML
Today, I found out that, after offering to fill out my student aid application for me, my mother sent all of my personal information to a scam site instead. FML
Today, my mother told me how she managed to afford all of the expensive Christmas presents we got. She took out extra money when applying for my student loans. FML
Today, my mother asked me if she could borrow $200. Being the lovely daughter I am, I gave her my bank card to withdraw it herself. She gambled it away and maxed my bank account out. I had $1500 saved. FML
Today, I'm 36 years-old, living with my parents, in debt. My mom always wants to solve my problems by giving me money, which she later claims as "borrowed", so now I'm highly in debt with the bank… and her. FML
Today, I found out my mom has notebooks with lists of everything she has bought for me ever since I was born. Apparently she is going to make me pay her back for all the money she spent on me once I'm an adult. FML
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Top comments
birds_fml 7
You're not screwed. Just take out loans if you have to, and then when the bonds mature use them to pay off the loans. I mean, were those bonds REALLY enough to pay for your entire education? Depending on where you go, that could cost $40k or more.
shanameow 7
Well... Maybe you could use those in the future to help pay off student loans? Or a community college is a great way to get your general ed. out of the way, and save money!
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Comments (96)
Stuart12345 0
it may be possible to sell the bonds on the market before they mature.
Jake91 2
Surf till you're thirty then go to college.
RealityFracture 0
depending on the bond, you can still cash them. a bond is "mature" when it stops earning interest. EE are purchased at half their face value and end up as their face value when mature. go to the treasury dept's online calculator to see what the value of your bonds would be if you cash them in. chances are, they'll have earned plenty of interest. At any rate, YDI for being a drama queen.
ulicksam 0
Typical douche expecting everything handed to them for doing nothing. Take out students loans like everyone else and stop your whining. YDI.
tom3398 0
soo why are people under 13 on FML anyway?
mcweird 0
so basically, your mom has been saving money since you were born to put you through college, and now poor, poor you has to wait to pay off your student loans. are you that stupid? loans work for now, and it'll give you a few years to appreciate your moms hard work. most people don't get any college fund and have to be a) smart so they can get a scholarship, b) join the military, or c) go into debt and work their ass off til the debt is repaid. well they all work their asses off but you get the idea. hard work breeds intellegence. obviously you'll do none of the 3 and become yet another leech on society with a sense of false entitlement, good for you.
mcweird 0
kinda repeated myself a little, but whiny, entitled people complaining really grinds my gears
reddwarf_fml 0
u r a dick. geez. give mom SOME credit. what did YOU do for ur educational future. hmmmm.......
bekdebekah 0
"she didn't bother to check it" uh you check it! And get student loans and get a job. Bet you don't have one
stolencrackers 1
I think she means her mom didn't bother to check the bonds when she purchased them. Her mom probably thought they were a great idea (which, they can be) but didn't think of the aspect of her age, when the bond would reach maturity and the years she'd be in college.
hmna 0
^ this. Not only that, but several US Treasuries (assuming you are in the US) can be redeemed before they reach full maturity. You won't get the face value of the bond, but you'll get more than the purchase price. It's worth a look.
hmna 0
Sorry, you can buy corporate bonds in the US as well as US Treasuries. Try again.