Today, my mother came over again to help me work on my Student Aid application. She also brought over the savings bonds that she has been accumulating since I was born to help pay for college. Turns out they won't reach maturity until I'm thirty. She never bothered to check out this fact. I'm screwed for college. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I realized my mom, whom I've been distant with for a few months, doesn't know her birth date. She's in her thirties and I need to apply for a university loan but it's impossible without her NIN, and she knows that. FML
Today, I found out my mom took around $2,500 from my savings account to pay off my sister's college tuition. She recently flunked out of her studies and won't be returning to college anyway. FML
Today, after being accepted into the college of my dreams, I found out that my mom has spent all my college savings on alcohol over the years, and she says that it's my fault for not "helping her get help." FML
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I discovered that when my parents offered to help me pay for college, what they really meant is they would get the forms for me to apply for student loans. FML
Today, I found out that, after offering to fill out my student aid application for me, my mother sent all of my personal information to a scam site instead. FML
Today, my mother told me how she managed to afford all of the expensive Christmas presents we got. She took out extra money when applying for my student loans. FML
Today, my mother asked me if she could borrow $200. Being the lovely daughter I am, I gave her my bank card to withdraw it herself. She gambled it away and maxed my bank account out. I had $1500 saved. FML
Today, I'm 36 years-old, living with my parents, in debt. My mom always wants to solve my problems by giving me money, which she later claims as "borrowed", so now I'm highly in debt with the bank… and her. FML
Today, I found out my mom has notebooks with lists of everything she has bought for me ever since I was born. Apparently she is going to make me pay her back for all the money she spent on me once I'm an adult. FML
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Top comments
birds_fml 7
You're not screwed. Just take out loans if you have to, and then when the bonds mature use them to pay off the loans. I mean, were those bonds REALLY enough to pay for your entire education? Depending on where you go, that could cost $40k or more.
shanameow 7
Well... Maybe you could use those in the future to help pay off student loans? Or a community college is a great way to get your general ed. out of the way, and save money!
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Comments (96)
avylouve 0
My mom just told me the other day that they don't have any money to send me to college after both my sister, and her went through full schooling. At least your mom tried.
baden18830 5
tard, they don't reach maturity till double the time it took for them to hit face value. if they from when you were born they have a decent interest rate, and are worth money. go to a bank and check values
Ugi 27
This seems to have been said already, but at least you will know that you will have a way to pay off a good chunk of your loans when you reach thirty. Might be worth trying to calculate, or even taking advice on, whether you get better value cashing them in/selling them early versus paying the interest on a loan until they mature. Either way, you have something solid to rely on.
powercat11 3
Me and all 3 of my syblings have gone through college with absolutely no financial help from my parents...get over it.
bigjimmydong 0
its called a job
deltoramastr 12
You can still cash them in, they don't reach full maturity until they are 30 years old at which point that stop earning interest, I used to work at a bank and have handled many many bonds I know what I'm talking about with these, just make sure to fill out the back before going into the bank to cash them in all but your signature which is supposed to be signed in their presence
Sniper_Chick4110 20
So.. your mother just set you up with a nice deposit for a house instead.
anonymous100000 17
FASFA, student loans, scholarships, grants. you're not screwed, just apply for shit.
hurley12 30
She tried and believe it or not people do have to pay for their own college in the real world