Today, my mother came over again to help me work on my Student Aid application. She also brought over the savings bonds that she has been accumulating since I was born to help pay for college. Turns out they won't reach maturity until I'm thirty. She never bothered to check out this fact. I'm screwed for college. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I realized my mom, whom I've been distant with for a few months, doesn't know her birth date. She's in her thirties and I need to apply for a university loan but it's impossible without her NIN, and she knows that. FML
Today, I found out my mom took around $2,500 from my savings account to pay off my sister's college tuition. She recently flunked out of her studies and won't be returning to college anyway. FML
Today, after being accepted into the college of my dreams, I found out that my mom has spent all my college savings on alcohol over the years, and she says that it's my fault for not "helping her get help." FML
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I discovered that when my parents offered to help me pay for college, what they really meant is they would get the forms for me to apply for student loans. FML
Today, I found out that, after offering to fill out my student aid application for me, my mother sent all of my personal information to a scam site instead. FML
Today, my mother told me how she managed to afford all of the expensive Christmas presents we got. She took out extra money when applying for my student loans. FML
Today, my mother asked me if she could borrow $200. Being the lovely daughter I am, I gave her my bank card to withdraw it herself. She gambled it away and maxed my bank account out. I had $1500 saved. FML
Today, I'm 36 years-old, living with my parents, in debt. My mom always wants to solve my problems by giving me money, which she later claims as "borrowed", so now I'm highly in debt with the bank… and her. FML
Today, I found out my mom has notebooks with lists of everything she has bought for me ever since I was born. Apparently she is going to make me pay her back for all the money she spent on me once I'm an adult. FML
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Top comments
birds_fml 7
You're not screwed. Just take out loans if you have to, and then when the bonds mature use them to pay off the loans. I mean, were those bonds REALLY enough to pay for your entire education? Depending on where you go, that could cost $40k or more.
shanameow 7
Well... Maybe you could use those in the future to help pay off student loans? Or a community college is a great way to get your general ed. out of the way, and save money!
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Comments (96)
Rahnt 0
Stop being such an ungrateful brat. YDI
Cocain_Bob 0
JOIN THE MILITARY!!!!!
RayeofSunshine 0
You know you can cash them early, right? You might be penalized depending on how early it is. Just because they have not reached their full maturity yet does not mean you can not use them. It just means they have not reached their full potential.
xmarkstheheart 0
"Never bothered to check this fact?" More like "didn't do the math correctly when she first bought them."
sonk 1
1) Cry about it 2) Go get a job and put yourself through college by WORKING, like non whiny people do.
zargon 1
EDIT: FML really should make sure that replies stay as replies when getting a "not enough time" error.
caribou_megs 7
Just use them to pay off your loans, dumb butt =P From what it sounds like, you probably won't graduate until you're 30 anyway.
deerescu 1
no you're not. you're a spoiled brat. my parents didn't save anything for me since I was born. we lived paycheck to paycheck
gooseboy 0
Oprah had a special about low interest student loans oprah.com or harpo.com - can't remember. You could use the bond as collateral for a loan.
will1am 0
You can sell bond for cash. You might only get 50 to 75 cents on the dollar, but if you want money right this instant, that's a way to get it