Today, my mother came over again to help me work on my Student Aid application. She also brought over the savings bonds that she has been accumulating since I was born to help pay for college. Turns out they won't reach maturity until I'm thirty. She never bothered to check out this fact. I'm screwed for college. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I realized my mom, whom I've been distant with for a few months, doesn't know her birth date. She's in her thirties and I need to apply for a university loan but it's impossible without her NIN, and she knows that. FML
Today, I found out my mom took around $2,500 from my savings account to pay off my sister's college tuition. She recently flunked out of her studies and won't be returning to college anyway. FML
Today, after being accepted into the college of my dreams, I found out that my mom has spent all my college savings on alcohol over the years, and she says that it's my fault for not "helping her get help." FML
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I discovered that when my parents offered to help me pay for college, what they really meant is they would get the forms for me to apply for student loans. FML
Today, I found out that, after offering to fill out my student aid application for me, my mother sent all of my personal information to a scam site instead. FML
Today, my mother told me how she managed to afford all of the expensive Christmas presents we got. She took out extra money when applying for my student loans. FML
Today, my mother asked me if she could borrow $200. Being the lovely daughter I am, I gave her my bank card to withdraw it herself. She gambled it away and maxed my bank account out. I had $1500 saved. FML
Today, I'm 36 years-old, living with my parents, in debt. My mom always wants to solve my problems by giving me money, which she later claims as "borrowed", so now I'm highly in debt with the bank… and her. FML
Today, I found out my mom has notebooks with lists of everything she has bought for me ever since I was born. Apparently she is going to make me pay her back for all the money she spent on me once I'm an adult. FML
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Top comments
birds_fml 7
You're not screwed. Just take out loans if you have to, and then when the bonds mature use them to pay off the loans. I mean, were those bonds REALLY enough to pay for your entire education? Depending on where you go, that could cost $40k or more.
shanameow 7
Well... Maybe you could use those in the future to help pay off student loans? Or a community college is a great way to get your general ed. out of the way, and save money!
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Comments (96)
birds_fml 7
You're not screwed. Just take out loans if you have to, and then when the bonds mature use them to pay off the loans. I mean, were those bonds REALLY enough to pay for your entire education? Depending on where you go, that could cost $40k or more.
itstephanieduhh 0
there are other options. I work at UPS third shift, they pay for my college and I still get about $200 a week. just look at you're options. there are plenty put there... of you look
deerescu 1
really! wow!! I wnt to do thag
BrimfullOfAsher 20
If you're talking about US Savings Bonds, they reach final maturity at 30 years, but can be redeemed earlier. Other bonds can usually be sold, so you can get some of the money.
heyred 11
Your sense if entitlement is staggering.
thegoodlife101 0
n
totono 0
If you don't have the money, just take the year off and work for it. I'm bias though, since I don't like student loans. They give a lot of money out, to people who will go through it quickly, then add interest to it once you graduate. And after that, your life will be dedicated in paying them off. Hope this goes through. Replying to a fml via iPod is annoying.
mak3_1t_ra1n 0
agreed. they barely ever post from my iPhone.
wrgfml 0
Almost all bonds can be sold prior to their date of maturity. Google "How to redeem US Savings Bonds" Good luck, OP
stevenmx86 8
What do you mean screwed? Get financial aid and a student loan you'll be fine.. Why do people whine about stupid stuff like this?
stevenmx86 8
And stop being so ungrateful... Your mother didn't have to do anything for you... My parents said "yeah I'll cosign on your loans" and that's all... You're lucky to have a little more..
TheDrifter 24
Yours cosigned? I drove truck on night shift to pay for college. That's a bad idea btw, now I have a semi truck and an unused degree.
PeteElMalo 0
if you can't figure out how savings bonds accrue interest, you shouldn't go to college