Today, my mother came over again to help me work on my Student Aid application. She also brought over the savings bonds that she has been accumulating since I was born to help pay for college. Turns out they won't reach maturity until I'm thirty. She never bothered to check out this fact. I'm screwed for college. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I realized my mom, whom I've been distant with for a few months, doesn't know her birth date. She's in her thirties and I need to apply for a university loan but it's impossible without her NIN, and she knows that. FML
Today, I found out my mom took around $2,500 from my savings account to pay off my sister's college tuition. She recently flunked out of her studies and won't be returning to college anyway. FML
Today, after being accepted into the college of my dreams, I found out that my mom has spent all my college savings on alcohol over the years, and she says that it's my fault for not "helping her get help." FML
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I discovered that when my parents offered to help me pay for college, what they really meant is they would get the forms for me to apply for student loans. FML
Today, I found out that, after offering to fill out my student aid application for me, my mother sent all of my personal information to a scam site instead. FML
Today, my mother told me how she managed to afford all of the expensive Christmas presents we got. She took out extra money when applying for my student loans. FML
Today, my mother asked me if she could borrow $200. Being the lovely daughter I am, I gave her my bank card to withdraw it herself. She gambled it away and maxed my bank account out. I had $1500 saved. FML
Today, I'm 36 years-old, living with my parents, in debt. My mom always wants to solve my problems by giving me money, which she later claims as "borrowed", so now I'm highly in debt with the bank… and her. FML
Today, I found out my mom has notebooks with lists of everything she has bought for me ever since I was born. Apparently she is going to make me pay her back for all the money she spent on me once I'm an adult. FML
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Top comments
birds_fml 7
You're not screwed. Just take out loans if you have to, and then when the bonds mature use them to pay off the loans. I mean, were those bonds REALLY enough to pay for your entire education? Depending on where you go, that could cost $40k or more.
shanameow 7
Well... Maybe you could use those in the future to help pay off student loans? Or a community college is a great way to get your general ed. out of the way, and save money!
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Comments (96)
ShadowLord 3
join the army
Po1ntBlank 0
I read this and think I'm going to tell him the army pays for colege. and then I see you said it
Allstarr23 1
Take out student loans like the majority of the world and quit ******* bitching about it
Dr_PooPingDung 0
I have a friend whos 28 and hes finally going to collage
captainkrispy 2
no OP doesn't need to join the army. OP needs to be homeless for a while, then out of nowhere get an amazing radio host voice. After you do that you will be on many different shows, then you get famous, then you become rich.
ShadowLord 3
^ Lol
stephanieface 0
1st. I actually have nothing to say about this though.
The_Dude_Abides_ 0
you will be moderated lol
p33dmypant5 0
don't go to college, live dangerously as a truck driver. it's not a horrible occupation, traveling the country in a big truck!
unidentified_sta 5
Of all the groups and occupations to go viral.
breakofdawn1 0
dude being a truck driver suck that's like the shittiest job you can have
yuggi1 11
Truck drivers make money. My dad is one and he has money buried everywhere as well as in the banks. I just need to look more carefully. <.< >.>
TheDrifter 24
What's with everyone picking on my fellow truck drivers? It's not our fault the rest of the world has forgotten how to have fun.
sylphy 0
ugh bonds ******* suck. I have about a million of them and none of them have reached maturity even though they're all 7 year bonds from over 10 years ago.
TurboTalon 0
Stop buying bonds in unsuccessful companies?
whiterabbit420 4
bonds in the us are from the government, not companies thesnubbed of years js when you can get face value back but not when they reach full maturity.
zargon 1
Uhh... while it's true the US issues bonds, companies *also* issue bonds, even in the US.
shanameow 7
Well... Maybe you could use those in the future to help pay off student loans? Or a community college is a great way to get your general ed. out of the way, and save money!
berkid 0
somagirl, you are 100% correct.
BoredomKillsinc 0
you can actually vash saving bonds prematurely, they just won't the full face value. if you really need the money and can't wait that's one way to go...
sylphy 0
Even still, they qon't be worth nearly as much. Ones at half age almost never have half value, either. it's how they get ya.
lkd8165 0
actually, depending on how old they are, and what the interest rates have been since the date of issuance, they very well could be worth more than face value. just because they don't mature for 30 years doesn't mean it takes 30 years to reach face value. I once held a $50 bond for about 5 years before I cashed it in...it was purchased for $25 and redeemed for about $47. if I had held onto it for one more year it would have been face value, and nowhere near maturity. btw, I work at a bank, so what I'm saying is not purely anecdotal.
heysteph 2
Maturity by definition is actually the point when a bond reaches face value; not when it stops earning interest. To the op: you're whining because the free money that you have for college isn't worth as much as you thought? Poor child, let's hope you survive the night.
rofflewaffle 9
Comment moderated for rule-breaking.
Bawww my mommy didn't pay for my college. Now I have to pay for it myself like a real person. And my Ferrari has a flat tire. F my liiife. Buck up. Get a job. Take out loans. People do this every damn day. You're not special.
Garytt 0
for reals
chellexx 0
seriously. I get so sick of spoiled kids who whine and act like life is so hard when they realize not every little thing will work out their way. OP should finish the financial aid application, and then either get a job or take out a loan. I go to a university that is mostly a commuter school, so just about everyone I know is paying for their own education. we're all fine! sure, it can be stressfull but we don't all complain and act like we have it so rough. just grow up and act like an adult by taking responsibility and find a different way to pay for school. you are not screwed, you're actually insanely lucky you have some bonds to look forward too. most people have to work on paying off loans for years.
Zmeilerr 22
#20, Ever heard of capitalization?
yaksandyetis 0
iPhone doesn't seem to capitalize, which I assume 20 is using. it's quite strange and not their fault.
ulicksam 0
#22, have you ever heard of a complete sentence and not using capitalization when it's not needed?
chellexx 0
for real! I don't have any bonds. i am getting through school just fine with financial aid and...*gasp* working and earning money! there are Also student loans available. OP needs to stop being a whining bitch and realize they can make it through.