Today, my daughter, whom I consigned a credit card for, told me she was in a bit of financial trouble. It turns out that she was trying to pay off her credit card with the same credit card her bill was for, and couldn't figure out why it wasn't working. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I learned that my daughter pocketed the money I'd paid so she could go to college. FML
Today, I realised I’d raised an idiot when my daughter confidently told me she discovered an infinite money glitch by just using one of her credit cards to pay off her other credit card, then swapping them over every month. This is why she’s 28 and still living in her childhood bedroom. FML
Today, my sister stole my credit card, used it to rack up a small debt, then told my mom she will pay me back in the future one day, “happily”. But not right now because she has better things to spend her money on. FML
Today, my mother asked me if she could borrow $200. Being the lovely daughter I am, I gave her my bank card to withdraw it herself. She gambled it away and maxed my bank account out. I had $1500 saved. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, I found out that my younger sister had maxed out all three of my credit cards when I tried all three of the cards, and realized that I didn't have $5.29 to buy tampons and Advil. FML
Today, I found out that my girlfriend has been paying her half of the rent by taking my ATM card and getting money from my account. FML
Today, I discovered my mom has been using my credit card to buy everyone's Christmas presents. FML
Today, I found some charges on my credit card for two round trip tickets to Las Vegas. Turns out my daughter and her unemployed stoner boyfriend stole my credit card and flew to Vegas over the weekend to get married. I paid for my daughter's elopement. FML
Today, I was at the gas station with my grandma. After I slid her card and began to pump, I convinced her that it was a lot easier and more convenient to pay at the pump with your credit card instead of paying inside. She yelled as I realized I went $20 over what she had to spend. FML
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Top comments
Dat_Class_Tho 26
I want to vote FYL because that's a pretty big facepalm moment. But I also want to vote YDI because you helped her get a credit card without bothering to teach her how they work.
dietcoke09 25
My parents learned from my older siblings never to co-sign anything again for them. I have to say that I'm glad she was *trying* to pay it back. It's a mistake. She'll learn.
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Comments (34)
604 11
*cosigned
dinolivia17 6
I'm sorry, you raised a stupid person
M33N4H 10
Oi vey
nix1993 41
You deserve it for co-signing a credit card for someone you hadn't bothered to educate on financial responsibility. Major parenting fail.
awildwhisper 30
She needs a class on financial responsibility before she gets another credit card.
luther48 20
Just tell her to Make sure she's making the minimum payment, because then she should be able to pay it off in...**doing the math**...wait that can't be right?
hpandher 16
If that were possible, it would have been awesome right. Still there are ways to do that, make payment with you credit card at an online wallet amd use it to pay for your credit card bill. It works only with certain banks though.
stressedartist 14
I'd do that too tbh
caliguy08 17
Let me guess...blonde?
nix1993 41
Let me guess... single?
MrsHoffman 11
A lesson learned, never co sign for anything.