Today, my daughter managed to crash my car. It's okay though, the insurance will cover it. However, it won't cover all the items she damaged crashing into a garage sale. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I got into a car crash, in my own garage. FML
Today, I accidentally crashed my mom's car into my dad's car. FML
Today, my mom's boss reversed into my parked car. She expects me to say that it's my fault so she doesn't have her insurance increase. FML
Today, my car was damaged in an accident. At the garage, I happened to find out that if some big insurance company is paying for the repairs, they only charge half the hourly rate they charge people who have to pay from their own meager salaries. FML
Today, my teenage daughter got her driver’s license. Less than an hour later she wrecked my wife’s new minivan. FML
Today, my mom had been in a really bad mood. She got in the car to take me to work, and without thinking, started backing up. The garage door was only half open, and now has a huge dent in it. FML
Today, my daughter got upset because, even though I bought the car for her when she got her license, I told her it was her responsibility to pay the tax, insurance and MOT every year. End result, my daughter is a selfish brat and I returned the car, but lost a bunch of my deposit money. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, my fiancée wrecked my car so I had to use my other car to pick her up. Ten minutes after I did, my other car broke down in the middle of the road and I had to get it towed. My insurance covers none of these incidents. FML
Today, I went to my insurance company to deal with some paperwork. One of their employees backed into my car before I made it into the building. FML
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Top comments
thatnucca 36
If she's old enough to drive and crush a car, then she's old enough to start taking responsibility for her actions. Let her get a part-time job to at least help you pay for the personal damages.
fancyturdhat 11
Since when does insurance not cover that which you crash into?
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Comments (61)
NosferatuQueen 7
Make her pay for it.teach her that what she does does have consequences and she has to pay for those consequences.teach her to grow up and that she should start helping out for buying stuff she really wants. especiallyif it's something expensive.
Hutch1965 6
Actually, the liability portion of your auto insurance should cover that. Your insurance company is pulling a fast one if they tell you otherwise.
miss_jules 11
Isn't the point of a garage sale to get rid of old junk that you don't want anymore? So, problem solved then :p
Wiz_Of_Oz 17
Except all that happened was the old junk became old broken junk scattered over a larger area.
Bellaness 11
What kind of crap is that, why buy incurance if it dont cover. In Norway that is normal to cover.
rockydify 22
Wow your insurance is terrible! My insurance covers up to $2m in property damages ... and I thought that was pretty standard. Maybe look for another insurer.
ghil15 8
well i guess you need to cover for it now! sorry op
JokersHQ 21
Unless there was something that would make her crash without being her fault, then she needs to take responsibility for the damage she caused by being irresponsible. If it was purely an accident and there was no way she could stop it from happening then punishment would be kind of hard but I still think she should be held somewhat accountable (I.e apologise, offer to help pay for some of the damages/help clean up) but then again if it was purely an accident that wants her fault there might be other ways to solve the problem. I know I sound kinda harsh but that's just my opinion. So, sorry if I offended anyone.
disney_blonde 16
Your insurance should cover Propery Damage for anything your vehicle hits.
foreveriowa 16
If they were having a garage sale they didn't really want that stuff anyway :p