Today, my daughter managed to crash my car. It's okay though, the insurance will cover it. However, it won't cover all the items she damaged crashing into a garage sale. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I got into a car crash, in my own garage. FML
Today, I accidentally crashed my mom's car into my dad's car. FML
Today, my mom's boss reversed into my parked car. She expects me to say that it's my fault so she doesn't have her insurance increase. FML
Today, my car was damaged in an accident. At the garage, I happened to find out that if some big insurance company is paying for the repairs, they only charge half the hourly rate they charge people who have to pay from their own meager salaries. FML
Today, my teenage daughter got her driver’s license. Less than an hour later she wrecked my wife’s new minivan. FML
Today, my mom had been in a really bad mood. She got in the car to take me to work, and without thinking, started backing up. The garage door was only half open, and now has a huge dent in it. FML
Today, my daughter got upset because, even though I bought the car for her when she got her license, I told her it was her responsibility to pay the tax, insurance and MOT every year. End result, my daughter is a selfish brat and I returned the car, but lost a bunch of my deposit money. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, my fiancée wrecked my car so I had to use my other car to pick her up. Ten minutes after I did, my other car broke down in the middle of the road and I had to get it towed. My insurance covers none of these incidents. FML
Today, I went to my insurance company to deal with some paperwork. One of their employees backed into my car before I made it into the building. FML
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Top comments
thatnucca 36
If she's old enough to drive and crush a car, then she's old enough to start taking responsibility for her actions. Let her get a part-time job to at least help you pay for the personal damages.
fancyturdhat 11
Since when does insurance not cover that which you crash into?
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Comments (61)
eternal_malaise 10
Don't let her drive during the Black Friday sales.
Omniprism 15
This is funny. On the bright side, good thing she didn't run anyone over and have to pay for medical bills or worse get involuntary manslaughter. And it will teach her a lesson in driving better and paying more attention.
olpally 33
Ricky bobby has a long lost daughter? Haha. Wow. Her Driver license is now revoked.
faifai_fml 21
If it's YOUR garage sale, then no. You can't crash your own car into your own stuff and get money for it, for that way lies insurance fraud. If it's someone else's garage sale, then yes, their stuff would be covered. It's covered by the property damage (aka liability) portion of your insurance; it's obvious that you have collision coverage (which is why your vehicle's damage is covered, minus your deductible), and you can't have 1st party (collision) without 3rd party (property damage), unless the vehicle is in storage.
Sweet_Meli 11
Have her sale her things at a garage sale to help pay for the damages. Teach her a lesson
xSkittle 16
At least be happy your daughter is okay.. It's only material damage. If you learned her how to be responible she'll know to cover the damage. It's not about teaching a lesson, everybody could have a car crash.
vixsin 22
Luckily she didn't hit anyone must have been a crappy garage sale. If the policy doesn't cover it make her get a part time job.
worldclassrager 41
Estate sales are the way to go...garage sales are more like junk...
Dipmunch 13
She must have been excited for that yard sale
stridercab 12
Anyone else notice that a GOOD percentage of these FMLs involving an easily avoidable car accident feature a woman driver? Girls need stricter driving exams. Just sayin.
xSkittle 16
We had to work so hard for equality just to ruin it again? Everybody can get involved in a car accident, male or female.
Opheliae 22
We learned in driver's ed that a majority of insurance claims/car accidents are caused by male drivers... just saying.