Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I woke up to find the entire driver's side of my car wrecked. Front door, back door, front and rear bumper smashed to shit. A drunk driver had hit it the previous night and ran. Don't worry though, he stopped and left his insurance information. He keyed it into the undamaged side of my car. FML
Today, a week after I lost my job, my car was written off by someone rear-ending me, and both parties weren't insured. I tried to look for a new job, but all of them require that you have a vehicle. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, thanks to some asswipe drunk driver fleeing the cops the wrong way down a one-way street, I've now had my third wreck this year. My insurance premium's now higher than Bob Marley in a weed factory. FML
Today, I finished installing a brand new engine in my old car. It cost just over $6000. Later, I was waiting at a red light and an uninsured drunk driver smashed into it head on. It's completely totaled. I got to drive it 5 miles. The car is worth $1000, even with a new engine. FML
Today, for the 2nd time in a month, I've been rear-ended at a stop light. One insurance company refuses to pay because of prior damage from the 1st accident, and the other won't pay because of new damage not caused by their client. I just want my car back. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
Today, I went outside and walked to my car, only to see someone had hit and run my car while it was parked. My insurance company deemed my car a total loss. The person who did this never got caught. FML
Today, my fiancée wrecked my car so I had to use my other car to pick her up. Ten minutes after I did, my other car broke down in the middle of the road and I had to get it towed. My insurance covers none of these incidents. FML
Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
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Top comments
Wadlaen 24
In one way you were lucky, I experienced a drunk driver crashing into my car some years ago, while I was driving it, which lead to me spending between six and seven months in hospital, the first five weeks in a coma, and losing my ability to drive for the rest of my life...
sirrubberduckie 37
Now that's a real FML. Sorry to hear that.
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Comments (2)
dreams2383 20
since neither of your accidents are your fault or act of God your premiums won't go up.
purplekanc 24
Yes they will because there still apart of his driving record. Regardless of fault depending on how much the insurance has to pay for the claim your premium at renewal may or may not go up.
Wadlaen 24
In one way you were lucky, I experienced a drunk driver crashing into my car some years ago, while I was driving it, which lead to me spending between six and seven months in hospital, the first five weeks in a coma, and losing my ability to drive for the rest of my life...
sirrubberduckie 37
Now that's a real FML. Sorry to hear that.