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By MommyLovesMe - / Tuesday 8 March 2011 15:21 / United States
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By  Jewelofagal  |  2

You know that you're on the hook to repay the debts your Mom ran up under your name, don't you? Even if you aren't sued for repayment and/or choose not to pay off the debts, your credit will be trashed for 10 years. This will affect nearly everything you need/want: college loans, apartment rental, car loan, mortgage, JOB (many employers check credit before deciding to hire). The only way to restore your good credit it is to file an identity theft report with the police, then go about cleaning up the mess your Mom left you.

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  rallets  |  22

shoulda gone to free credit report dot com you woulda seen this coming at you like an atom bomb they monitor your credit and send you email alerts so you dont end up selling fish to tourists in tshirts yee-haw!!!

By  Jewelofagal  |  2

You know that you're on the hook to repay the debts your Mom ran up under your name, don't you? Even if you aren't sued for repayment and/or choose not to pay off the debts, your credit will be trashed for 10 years. This will affect nearly everything you need/want: college loans, apartment rental, car loan, mortgage, JOB (many employers check credit before deciding to hire). The only way to restore your good credit it is to file an identity theft report with the police, then go about cleaning up the mess your Mom left you.

By  catnip216  |  0

Whether she's willing to pay up or not, the only way to reverse the damage is to report the identity theft. Paying everything off in one go will prevent further damage to your credit, but everything she did will stay on your report for the next 10 years if you don't report her.

By  mariet_fml  |  23

There's a depressingly large number of FMLs about parents stealing money and identities. One of my friends went to apply for her first credit card when she turned eighteen, was immediately denied. Turns out her mom had been using her daughter's identity for nearly ten years.

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