Today, I found that someone had paid off my $16,500 student loan. I was so excited that I called my family and posted on Facebook about how awesome it was. Then I called the loan company and found out that they had just sold my loan to another company; no one had actually paid it off. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, I realized that when my dad said he would pay for my college, he really meant that he was going to forge my signature on a student loan in my name and not make payments on it. FML
Today, I paid $800.00 towards my student loans. That was the minimum payment. FML
Today, I checked my university financial account to discover I owed them over $1000. The reason? They had apparently given me too much money when I applied for a loan and now want it back. Oh, and I spent my loan money on books and a laptop for school. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, I found out that the $100,000 scholarship I "won" was a scam. I found it on a website. When I won, they asked for a "processing fee" that I begged my brother to let me borrow. The website has vanished into internet wasteland and I have no way of paying back the money. FML
Today, my boss told me that I was getting a promotion. I was so excited to tell my family and friends the good news, but when I got home and checked my bank account, I realized that I had accidentally transferred all of my savings to my ex's account. FML
Today, I found out that I've been paying student fees for the wrong account. Apparently I have been paying for some other student's tuition. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
DerrickJames 33
If it sounds too good to be true then it usually is.
BlowinChronic 18
I think I would have called and confirmed with the company that the loans had been payed off before getting too excited OP. You kind of set yourself up for disappointment.
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (61)
uiskibum 12
Unlike car keys, cell phones, and socks, student loans don't magically disappear. That and you are notified when the loan is sold to a new servicer.
singularity3 6
Same thing happened to me. I spent a beautiful hour imagining I had a mysterious benefactor who loved me, then I called the company to find out what really happened. The next day I got the notification letter in the mail.
greatdanen 6
come to denmark. getting educated is free here, well actually the government pay you to study. we're all a bunch of stupid smart commies.
fksfsdhfsdfh 26
Scumbag bankers!
Satoaoi 13
it's ok. hang in there
Satoaoi 13
why is college so ******* expensive.
HonestlyTho 3
Happened to me too. Except my first thought was I hope they're not trying to get THAT out of my bank account.
Ryan8878 21
Just an idea.... If you can put money away into some sort of RRSP or other government initiative, take your government rebate and apply it directly to your loan. The RRSP saves money for the long term. The loan payments along with your lump sum payments cuts down your repayment period. You effectively kill two birds with one stone. Note: this will not work for everyone. If you think RRSPs are stupid or have no money to put away. Please ignore this post.
BloodFaerie 21
Oh, in my case I went to make a payment but was told I didn't have an account anymore and called the number to find out they sold my loan and to wait for a bill from new company. Okay. So when I do get a bill, I have a late charge??? So yeah, thankfully when I called new company to tell them this was my first bill since they bought my loan and THAT was why my monthly payment was late they took it off. Good lords...
Shade1982 21
You're joking right? The best paid professors are in law school and they top out at $150.000 annual salary. Whoever told you they were making 250k as a professor was bs'ing you.