Today, I found that someone had paid off my $16,500 student loan. I was so excited that I called my family and posted on Facebook about how awesome it was. Then I called the loan company and found out that they had just sold my loan to another company; no one had actually paid it off. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, I realized that when my dad said he would pay for my college, he really meant that he was going to forge my signature on a student loan in my name and not make payments on it. FML
Today, I paid $800.00 towards my student loans. That was the minimum payment. FML
Today, I checked my university financial account to discover I owed them over $1000. The reason? They had apparently given me too much money when I applied for a loan and now want it back. Oh, and I spent my loan money on books and a laptop for school. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, I found out that the $100,000 scholarship I "won" was a scam. I found it on a website. When I won, they asked for a "processing fee" that I begged my brother to let me borrow. The website has vanished into internet wasteland and I have no way of paying back the money. FML
Today, my boss told me that I was getting a promotion. I was so excited to tell my family and friends the good news, but when I got home and checked my bank account, I realized that I had accidentally transferred all of my savings to my ex's account. FML
Today, I found out that I've been paying student fees for the wrong account. Apparently I have been paying for some other student's tuition. FML
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Top comments
DerrickJames 33
If it sounds too good to be true then it usually is.
BlowinChronic 18
I think I would have called and confirmed with the company that the loans had been payed off before getting too excited OP. You kind of set yourself up for disappointment.
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Comments (61)
jiraii 9
who did you think paid off a $16k loan without telling you?
Nik2B345 5
I wish someone will pay mines. At this time I just act like they don't exist
spliit_fml 8
Till you get a huge bill....
Schiffy 18
I'd love to pay mines. They'd make a great currency.
booboohoney 12
There are deferments and forbearances for a reason... Sure the bill goes up but it's better than the options you have once in default. I strongly urge you call your servicer to arrange a lower pay agreement or apply for a deferment. Unless you are already in default and at that point they will involuntarily take your money.
odetorj30 1
be careful..be sure and contact the old loan company after the loans transfer to the new company. you may still owe a balance to your old company, and you won't know it until you get a letter in the mail from them threatening to garnish your wages..
thatsucks4you 7
Who thinks that someone would just pay off an almost 17,000 student loan?
TheyCallMeDamien 18
Prepare for irritating phone calls.
FlyingPie 17
People don't suddenly pay off other people's multi-thousand dollar loans.. If someone had done that, you probably would have heard about it.
lux0rd 18
How did someone this stupid get into college/university to get a student loan in the first place?
kithless 6
That's a ydi for sure. I didn't even go to college and I know a $16500.00 loan doesn't magically disappear.
Levvy 22
I am envious of the kind of person who thinks the world is as nice and simple as that.
theprivateman 1
you should get your money back, college surely taught you nothing... you did have a contract with the original company, you dont have a contract with the new company... you owe company #2 nothing.
Zebediabolical 45
I'm pretty sure that's not how it works. It's like banks selling loans amongst themselves. You may not know who you owe it to, but you still owe it to somebody.