Today, I found that someone had paid off my $16,500 student loan. I was so excited that I called my family and posted on Facebook about how awesome it was. Then I called the loan company and found out that they had just sold my loan to another company; no one had actually paid it off. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, I realized that when my dad said he would pay for my college, he really meant that he was going to forge my signature on a student loan in my name and not make payments on it. FML
Today, I paid $800.00 towards my student loans. That was the minimum payment. FML
Today, I checked my university financial account to discover I owed them over $1000. The reason? They had apparently given me too much money when I applied for a loan and now want it back. Oh, and I spent my loan money on books and a laptop for school. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, I found out that the $100,000 scholarship I "won" was a scam. I found it on a website. When I won, they asked for a "processing fee" that I begged my brother to let me borrow. The website has vanished into internet wasteland and I have no way of paying back the money. FML
Today, my boss told me that I was getting a promotion. I was so excited to tell my family and friends the good news, but when I got home and checked my bank account, I realized that I had accidentally transferred all of my savings to my ex's account. FML
Today, I found out that I've been paying student fees for the wrong account. Apparently I have been paying for some other student's tuition. FML
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Top comments
DerrickJames 33
If it sounds too good to be true then it usually is.
BlowinChronic 18
I think I would have called and confirmed with the company that the loans had been payed off before getting too excited OP. You kind of set yourself up for disappointment.
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Comments (61)
DerrickJames 33
If it sounds too good to be true then it usually is.
AKGirlinSD 20
You sound like Rick from Pawn Stars lol. It's a very true statement, however.
29dear 16
"let me call my buddy... he's an expert in this"
tjv3 10
Just wait it out and the govt will pay it off.
berichsoon 11
I have student loans myself, so I totally get your reaction OP
mega20913 8
I feel for you OP..I have almost 18K in loans and my payments start in a couple weeks
BlowinChronic 18
I think I would have called and confirmed with the company that the loans had been payed off before getting too excited OP. You kind of set yourself up for disappointment.
Mister_Triangle 21
Yeah, who did she think paid it off? The Student Loan Fairy?
Bibliovore 26
#18, Rolling Jubilee is actually buying up debt and paying it off, though I think they only do that with debt that's in default. Still, any unexpected change in loan or bill balances should be checked on before making assumptions or not making the next payment.
iAlissa 34
She just has high optimism is all!
booboohoney 12
Rolling jubilee also can't touch federal student loans. If this is a private loan that would be a possibility. Pretty much if its a federal loan you have to pay it. Hopefully it's voluntary, if not wages can be garnished as well as taxes offset. You can't hide from a federal debt.
eksyneet 23
exactly. how naive must one be to instantly believe that someone had paid their loan? do you ever get suspicious, OP?
MsConfusedd 27
Since your parents and facebook friends must have seemed surprised, that might have been a hint that no one you know paid it off for you. False happiness is the worst, enjoy your loan buddy.
Ukeee_X 19
That's shit, but you should have checked before you got excited :(
mendini 25
So somebody paying off your loan is more likely to happen than a mistake or change at the company? Wish my life was like that.
Rancor 5
You gotta watch out now, some companies have been known to buy up loans then jack up the prices.
booboohoney 12
Hope you didn't call the new company acting like an asshole because you were so sure it was paid in full. I work at a student loan company. Oh the stories I could tell... Some of you people are real jerks for no reason!!!
chlorinegreen 27
When money is involved it can really aggravate, and turn, even the kindest of people. Your job must suck.
booboohoney 12
It doesn't suck. I actually help a lot of people. There are just those few who can't realize the blame really lies in themselves. All the information is presented to you in the very beginning. People want to argue or try to get out of their loan....Excuses are like assholes. Everyone has them and they all stink, people need to learn responsibility.
charvisioku 22
Hmm. In the UK our student loan company is absolutely ******* useless. Tonnes of people get ****** over by them because they know we can't go anywhere else since they're the only student loan company. The amount of times they've lost peoples' paperwork, failed to send the loan through until weeks (7 weeks in the case of my house mate - she had absolutely no money to live on until the end of term) later, lost peoples' details so they have to be sent again (happened to me multiple times in fact)... I personally think there needs to be more than 1 company; they clearly can't handle the immense workload. But yeah, people trying to get out of paying their loans back is pretty ridiculous/out of order. But there are 2 sides to every story.
tikimuppet 11
I still don't have my student loan for this year :(
upallnight11 19
Loans never suddenly disappear.