Today, I found that someone had paid off my $16,500 student loan. I was so excited that I called my family and posted on Facebook about how awesome it was. Then I called the loan company and found out that they had just sold my loan to another company; no one had actually paid it off. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, I realized that when my dad said he would pay for my college, he really meant that he was going to forge my signature on a student loan in my name and not make payments on it. FML
Today, I paid $800.00 towards my student loans. That was the minimum payment. FML
Today, I checked my university financial account to discover I owed them over $1000. The reason? They had apparently given me too much money when I applied for a loan and now want it back. Oh, and I spent my loan money on books and a laptop for school. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, I found out that the $100,000 scholarship I "won" was a scam. I found it on a website. When I won, they asked for a "processing fee" that I begged my brother to let me borrow. The website has vanished into internet wasteland and I have no way of paying back the money. FML
Today, my boss told me that I was getting a promotion. I was so excited to tell my family and friends the good news, but when I got home and checked my bank account, I realized that I had accidentally transferred all of my savings to my ex's account. FML
Today, I found out that I've been paying student fees for the wrong account. Apparently I have been paying for some other student's tuition. FML
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Top comments
DerrickJames 33
If it sounds too good to be true then it usually is.
BlowinChronic 18
I think I would have called and confirmed with the company that the loans had been payed off before getting too excited OP. You kind of set yourself up for disappointment.
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Comments (61)
Allornone 35
How is someone else just magically paying off a $16,000 dollar loan even remotely possible? I would've automatically assumed it was a mistake or something to that extent. But someone else just paying it off? That wouldn't have even occurred to me. Maybe i just have poor friends...
Ameel_fml 19
Even if a friend did do it, I'd be a little freaked out by it. I'd feel like I'd always owe them for it, or that they secretly want something from me. :(
Bibliovore 26
#12, Rolling Jubilee randomly pays off debt, but I think only debt that's in default.
usnwife 18
Ameel, my grandparents are always helping me out with things like school, and while its amazing I feel like I'm always indebted to them and can't say no when they ask for me to do something... But I'm not really in a financial situation to say no to getting my school paid for, so :/
Enslaved 38
Same thing has happened to my house mortgage, three times. It's confusing not knowing where to send that check! :P
SqueakyChipmunk 22
Unless you're friends with Bill Gates, that loan won't magically disappear.
RatatatPat 2
Similar thing happened to my joint line of credit when my mom sold her house. The bank paid off all her loans, closed the accounts then gave her the difference from the house sale. I called the bank and they said a lawyer paid it off. I didnt dare ask any more questions, until i realized my paychecks would start bouncing...
Nikkitaria 9
Well at least you were extremely happy for ten minutes. When I was sixteen I thought I'd won the big prize to a contest, which was a car and a fully paid driver's license course. Turns out I had only won the book.
daniellenb22 4
umm who randomly pays off student loans? that was ur stupidity lmao
sugarshane007 20
Well technically someone did pay off the loan, but now they want a refund.
Jag_v 7
Sadly miracles like these never happen
lhamil64_fml 5
Hoe does it make any sense at all that some random person decided to pay off your $16,000 loan?
buddy51 23
OP- I really hope your loan didn't go to pay for a degree in accounting!