Today, I decided I would try this feature on my banking app which lets me deposit checks by sending a picture of it. The instructions say to rip the check after depositing. The deposit didn't work and now I've got a ripped up paycheck. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I got a call from my bank, saying that the cheque I deposited in my account bounced and my account is now -$2900. The cheque was from a work-at-home company, who asked me to deposit the cheque, then send them some of the money through Cash App to buy office supplies. They won’t answer their e-mails. FML
Today, I went to an ATM to see how much money I had in my account. I put the card in. It never gave it back. FML
Today, I was notified by my bank that the government stimulus check I had deposited last week had been returned. FML
Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML
Today, I gave my mother a pre-prepared deposit envelope with my fortnightly wage in it, in cash. I tell her exactly where the deposit box is and what to do. I'm now desperately calling the bank because my mother accidentely put my $1200 deposit in the little trash can for receipts under the ATM. FML
Today, I withdrew €40 at the ATM to pay for dinner later tonight. It wasn't until I went to pay for it that I realized I'd taken the receipt, but left the cash in the ATM. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, my mother, who religiously checks her bank account after every purchase, then shreds her receipts, got fed up with me not doing the same. So she shredded all my piled up receipts. These include the 100s of dollars I had spent for my work, which I need the receipts to get reimbursed for. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
maskedman 9
So we all know to rip the check after CONFIRMING the deposit was made. Thanks, FML.
Fluffydemise 18
Haha, checkmate. Banking app 1 Customer 0
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (152)
000lizzy000 13
Haha
thewife5 19
Well, you still have a photo. Resubmit it.
kwyk 23
If your employers are nice, you could explain and point out that the transaction never went through (they should be able to confirm this easily enough) and get another one? Where I work that wouldn't be a problem, but FML has shown how many horrid bosses there are...
Life_sucks_13 6
Yikes OP! Some banks have arm machines where you can put the check in an envelope with a deposit form on the front or see if your work will allow an automatic thing where it goes right into your account.
nishantvas 13
haha that was idiotic. you should atleast have waited for the deposit.
RufusCade 7
Checks?!?!?! What third world country do y'all live in??? Haven't had a check in my hand for over 15 years! YDI so hard
nyxiny 22
Um, I get checks from tax returns. You can also get paychecks if you don't get it directly deposited, which some employers don't do. Also, money gifts are often given in check form.
MsMourningStar 22
Never trust those.
hazardmuffin 21
Yeah. Rip up the check after DEPOSITING. Not attempting to deposit. YDI for not making sure the money was in your account first.
MrsAlexander83 10
Yeah, that's why it's always a good idea to wait a day or two before ripping anything up. Always best to be 100% certain before screwing yourself over.
SweetasCandy0609 28
you should of waited to make sure that the check actually got deposited first before ripping your check up.