Today, I decided I would try this feature on my banking app which lets me deposit checks by sending a picture of it. The instructions say to rip the check after depositing. The deposit didn't work and now I've got a ripped up paycheck. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I got a call from my bank, saying that the cheque I deposited in my account bounced and my account is now -$2900. The cheque was from a work-at-home company, who asked me to deposit the cheque, then send them some of the money through Cash App to buy office supplies. They won’t answer their e-mails. FML
Today, I went to an ATM to see how much money I had in my account. I put the card in. It never gave it back. FML
Today, I was notified by my bank that the government stimulus check I had deposited last week had been returned. FML
Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML
Today, I gave my mother a pre-prepared deposit envelope with my fortnightly wage in it, in cash. I tell her exactly where the deposit box is and what to do. I'm now desperately calling the bank because my mother accidentely put my $1200 deposit in the little trash can for receipts under the ATM. FML
Today, I withdrew €40 at the ATM to pay for dinner later tonight. It wasn't until I went to pay for it that I realized I'd taken the receipt, but left the cash in the ATM. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, my mother, who religiously checks her bank account after every purchase, then shreds her receipts, got fed up with me not doing the same. So she shredded all my piled up receipts. These include the 100s of dollars I had spent for my work, which I need the receipts to get reimbursed for. FML
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Top comments
maskedman 9
So we all know to rip the check after CONFIRMING the deposit was made. Thanks, FML.
Fluffydemise 18
Haha, checkmate. Banking app 1 Customer 0
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Comments (152)
AnimeRules1125 24
I would have at least waited until it told you if it worked or not. YDI.
Dalleee 29
Always make sure it worked
illy1 7
Bullshit. The banking apps that offer deposit that way tell you to keep the check for at least a week or more just in case it doesn't work.
Beccag7 14
Dumbass. You rip the check after you have the money.
snowneo 16
You deserve it in this case. You should have waited a few days for everything to clear before ripping it up. There are some cases where they will need to see the cheque for whatever reason.
HermioneEverdeen 7
The instructions also usually say to wait 30 days before disposing of it.
InfiniteSecret 20
Wouldn't it be a better idea to make sure it worked then, rip up the check ?
J15237 25
Did you miss the part where it says wait to make sure the money was put into your account? My app even says keep the check for 3-7 business days just to double check.