Today, I decided I would try this feature on my banking app which lets me deposit checks by sending a picture of it. The instructions say to rip the check after depositing. The deposit didn't work and now I've got a ripped up paycheck. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I got a call from my bank, saying that the cheque I deposited in my account bounced and my account is now -$2900. The cheque was from a work-at-home company, who asked me to deposit the cheque, then send them some of the money through Cash App to buy office supplies. They won’t answer their e-mails. FML
Today, I went to an ATM to see how much money I had in my account. I put the card in. It never gave it back. FML
Today, I was notified by my bank that the government stimulus check I had deposited last week had been returned. FML
Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML
Today, I gave my mother a pre-prepared deposit envelope with my fortnightly wage in it, in cash. I tell her exactly where the deposit box is and what to do. I'm now desperately calling the bank because my mother accidentely put my $1200 deposit in the little trash can for receipts under the ATM. FML
Today, I withdrew €40 at the ATM to pay for dinner later tonight. It wasn't until I went to pay for it that I realized I'd taken the receipt, but left the cash in the ATM. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, my mother, who religiously checks her bank account after every purchase, then shreds her receipts, got fed up with me not doing the same. So she shredded all my piled up receipts. These include the 100s of dollars I had spent for my work, which I need the receipts to get reimbursed for. FML
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Top comments
maskedman 9
So we all know to rip the check after CONFIRMING the deposit was made. Thanks, FML.
Fluffydemise 18
Haha, checkmate. Banking app 1 Customer 0
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Comments (152)
oxygenius 14
You should have double checked that the money is in before tearing it up. I wouldn't gamble with my pay and think twice before ripping it up! When it comes to money, sometimes the traditional method is better...
brittyboo123 35
Should have just went to the bank. Even if taking a picture of it would be easier. At least if you went to the bank you'd know that your check got cashed.
AnnaMariaMc 8
It takes a few days for it to go through
MidnaLink 35
Maybe it just takes a while?
User90210 5
Not your banks fault just human stupidity!
markbove 3
If the instructions said "eat the check" would you have done that?
deemarie13 14
U rip it up after u make sure it went through!!!!!
jlynpa 10
Unless its in tiny shredded pieces take it to the issuing bank, tell them what happened and they will in almost all cases cash it for you. It happens. Now go get your money!!!
laden_swallow09 35
You're supposed to hold onto it for about three months even after you get the confirmation email. Yeah, I learned that the hard way, but I wrote VOID, instead.
yeongji 31
Even if there was a confirmation stating that it was processed successfully, just because you were told to rip it does not mean you have to do so. Keeping a hard copy of the original does not hurt.